EVG Valuation Analyst Senior

Enterprise Valuation Group Analyst

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Enterprise Valuation Group Analyst within PNC's C&IB organization, you can be based in East Brunswick, NJ or Pittsburgh, PA. Ideally a minimum of 2 years professional experience with a background in corporate financial analysis, i.e. analyzing financial statements and understanding corporate cash flows. Relevant experience can include corporate / C&IB underwriting and / or Credit Products Group. Additional relevant experience consists of preparing and writing credit proposals and supporting documentation, presenting proposals, and communicating findings. Significant accounting experience and / or CPA may be considered. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Provides business valuation for leveraged lending borrowers. Works independently with little or no oversight. Uses multiple data points and valuation methodologies in conjunction with independent judgment to derive well-supported enterprise valuations under both base and stressed case scenarios.

Conducts research for multiple industries (including economic and market trends) for both private and public companies. Compares subject companies to peers. Researches current and trough level market and transaction comps pertinent to the underlying industry / business. Synthesizes all available data and reconciles conclusions.

Analyzes information and applies critical thinking skills and independent judgment to evaluate the reasonableness of the base and stressed case free cash flow projections, provided by the various underwriting functions for use in a discounted cash flow analysis. Could require further discussions with underwriting to understand company's key performance drivers, competitive niche, and free cash flow assumptions. Provides written analysis of assumptions, conclusions and other information supporting the enterprise valuation conclusions.

Develops valuation analyses under both base and stressed case scenarios derived from multiple methodologies. Produces a detailed memorandum that includes a detailed justification of the calculations and assumptions and supports the reasoning and conclusions made regarding the valuation.

Responds to challenges and questions from underwriters as well as other first, second and third lines of defense regarding the reasonableness of the valuations derived. Participates in the development of systems and reporting for use by various units and senior management.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications / licensures needed to be successful in this position.

Preferred Skills

Anti-Money Laundering (AML), Cash Flow, Due Diligence, Economic Policy, Financial Analysis, Real Estate Law, Underwriting

Competencies

Accuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Information Capture, Knowledge of Underwriting, Managing Multiple Priorities, Operational Functions

Work Experience

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education : Bachelors

Certifications : No Required Certification(s)

Licenses : No Required License(s)

Pay Transparency

Base Salary : $55,000.00 $131,040.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and / or individual performance.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include : medical / prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse / child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child / elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility : maternity and / or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and / or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.