Credit Portfolio Manager

Credit Portfolio Manager

As the Credit Portfolio Manager, you will manage an assigned portfolio of Business Banking (BB) and Small Business Banking (SBB) loans. This includes day-to-day management of the portfolio and processing loan annual reviews, loan renewals, and loan modifications.

How you will spend your time :

• Analyze business and personal financial statements and performing financial spreading of those statements.
• Utilize loan processing software to produce formal Loan Proposals for credit actions that will be presented for approval.
• Present solutions to credit structure, covenants, financial reporting requirements, and other credit conditions to the Portfolio Manager.
• Monitor portfolio continuously by tracking loan exceptions, BBC, covenants, past dues, and other portfolio management activities.
• Recognize and manage early warning signs for the portfolio on a recurring basis and follow established protocol for actions that need to be taken.
• Provide timely follow up and ensure that loan servicing actions are properly administered. Collaborate with Relationship Officers to both identify expansion opportunities and maintain credit quality for existing base of customers.
• Work with Relationship Officers to clear past dues, exceptions, and covenants.

This role will spend approximately 50% of their time performing the following functions :

We are excited to talk with you if you have :

Compensation Range : $57,760.00 - $124,170.00

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more? You're more than a means to an enda way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.