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LOB Consumer Credit Risk Advisor - Balance Sheet Analytics & Modeling

LOB Consumer Credit Risk Advisor - Balance Sheet Analytics & Modeling

PNCPittsburgh, PA, US
30+ days ago
Job type
  • Full-time
Job description

Consumer Credit Risk Advisor

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an LOB Consumer Credit Risk Advisor within PNC's Balance Sheet Analytics & Modeling Decisioning Quality Assurance organization, you will be based in Pittsburgh or Philadelphia, PA, Cleveland or Brecksville, OH, Birmingham, AL, Charlotte, NC, Wilmington, DE, Tysons, VA, New York City, Chicago, IL, Dallas or Houston, TX. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis.

As a Consumer Credit Risk Advisor, you will review both automated and manual credit decisions to ensure they align with sound credit practices, regulatory standards, and strategic goals. The role focuses on balancing client experience, protection, and credit needs while minimizing risk to PNC.

Key Responsibilities include :

  • Credit & Risk Management : Enhance credit strategies and maintain robust risk controls across the portfolio.
  • Pricing Strategy : Develop pricing models that optimize profitability, competitiveness, and customer value.
  • Regulatory Alignment : Ensure decisioning aligns with regulatory expectations and supports audit readiness.
  • Market Insights : Monitor industry trends to inform strategy and identify growth opportunities.
  • Data & Systems Utilization : Leverage internal systems and data infrastructure to generate insights and enable automation.
  • Advanced Analytics : Apply rigorous analysis to support strategic planning, performance tracking, and reporting.

Preferred Skills & Experience include :

  • Bachelor's degree in business, STEM, or related field; advanced degree preferred
  • Strategic problem-solving experience, ideally from a consulting background
  • Proficiency in Tableau for data visualization and reporting
  • Strong foundation in credit principles and practices
  • Experience working with large datasets to extract insights and support decision-making
  • PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

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