Troy Bank and Trust is excited to announce a Mortgage Loan Originator position in our Enterprise office.
We are seeking a motivated and customer-focused Mortgage Loan Originator I to join our dynamic lending team. This position is responsible for the application, processing, documentation, approval, and closing of residential mortgage loans. The ideal candidate will proactively develop new business, foster strong customer relationships, and contribute to the bank's overall profitability and growth.
Responsibilities include but are not limited to :
- Originate in-house and mortgage company residential loans; assist applicants in selecting suitable loan programs
- Monitor and support loan processing and underwriting phases
- Coordinate communication between applicants, bank, and mortgage company
- Ensure regulatory compliance throughout the loan process
- Provide financial guidance to customers when appropriate
- Cultivate new business through outreach to prospects and existing clients
- Represent Troy Bank and Trust in community events to enhance visibility and business opportunities
- Refer customers to other bank departments to deepen banking relationships
- Maintain strong relationships with realtors through regular contact
- Maintain confidentiality of all customers, employees, and company information
Education / Experience
High School Diploma requiredMinimum 1 year of experience in mortgage loan processing or originationStrong written and verbal communication skillsCommitment to excellence and high standardsProficiency in basic computer applicationsAdaptability and enthusiasm for changing prioritiesExcellent interpersonal skillsRequired Skills / Abilities :
Ability to master mortgage loan software and systemsStrong multitasking skills under time constraintsAbility to effectively communicate with people at all levels and from various backgrounds.Customer satisfaction oriented with proven dedication to excellence and achieving results.Excellent written and verbal communication skillsStrong interpersonal, sales, and relationship management skillsTravel Requirements :
Must be able to travel between all locations required for maintaining customer relationships, attending business meetings, community / networking functions, training sessions and attending to other department matters.Other :
Must work in person / officeAbility to travel to accommodate staffing needs as required to include temporary or permanent assignment.Work Hours :
Full-time, 40 hours / weekStandard hours : 8 : 00 AM-5 : 00 PM, Monday-FridayAdditional hours may be required based on loan volume and closing deadlinesPay rates for this opportunity will be based upon experience.
Must apply online at
At Troy Bank & Trust, we work to provide the best of a local community bank, along with the technology, tools, and resources you would expect to find at a regional one. We are committed to offering competitive pay and benefits to include an annual discretionary bonus, health / dental / vision insurance, 401k profit sharing, group life insurance, group short / long term disability, paid time off, and education assistance. Whether it's delivering excellent customer service, being staffed with the best trained employees, maintaining a strong reputation, providing value by offering superior products and services, or engaging in our communities, we strive to ensure we truly are "the only bank you'll ever need!"
Troy Bank and Trust is committed to serving the needs of its community and has been doing so for over 100 years. Learn more about us at www.troybankandtrust.com
Equal Opportunity Employer / Veterans / Disabilities
Monday - Friday, 8am - 5pm
8 hours per day excluding breaks