Credit Products Specialized Industries Product Specialist Transportation and Logistics

Thank you for your interest in a career at Regions. At Regions we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career a place to expect more opportunities. If you are focused on results dedicated to quality strength and integrity and possess the drive to succeed then we are your employer of choice.

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Job Description :

At Regions theCredit ProductsSpecialized Industries ProductSpecialist is a client-facing role partnering directly with coverage on the extension ofcredit products transactions to meet clients individual serves as part of the first line of defense with the coverage team in identifying and mitigating risk in existing and proposedcredit products transactions. The individual will work directly with teammates inCredit Products Credit Risk Client Coverage Capital Markets and other areas of the bank to lead the analysis of credit opportunities underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various individual will provide subject matter expertise and manage the overall delivery ofcredit products to assigned clients.

Primary Responsibilities

Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity

Able to add value directly to client and coverage in articulating Regions underwriting methods processes and risk appetite for specific credit products

Maintains market knowledge of loan pricing and structural trends to match client needs with Regionscredit product solutions

Calls jointly on clients with coverage bankers to understand clients needs and specific risks to client business.

Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities ofcredit products

Leads the credit process on identifiedcredit product opportunities. Ultimately accountable for structuring underwriting closing and management of new and existingcredit products for clients.

Serves as the primary contact with Credit Risk

Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements

Serves as a mentor / coach to team members specificallyCredit Products Associates assigned to managed clients

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

Bachelors degree in Finance Accounting or related field

Five (5)or more years of underwriting and portfolio management experience

Completion of a major corporate credit training program (or the equivalent corporate banking / corporate finance experience)

Experience in relationship management either as a coverage banker or as a client facing member of the relationship team

Legal document and financial analysisexperience

Understanding of loan structuring needs loan documentation requirements and market knowledge

Skills and Competencies

Excellent verbal and written communication skills

Strongproblemsolving and time management skills

Ability to coach others

Well organized and detail-oriented

Abilitytomanage multiple projects under pressure

Proven leader with ability to make sound judgments

Ability to negotiate with both internal and external parties

This position may be filled at a higher level depending on the candidates qualifications and relevant experience.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target : Minimum :

$143129.33 USD

Median : $176767.50 USD

Incentive Pay Plans :

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation / Sick Time

401K with Company Match

Medical Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.

Details

Charlotte Uptown

Location :

Charlotte North Carolina

Equal Opportunity Employer / including Disabled / Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Required Experience :

IC

Key Skills

Javase,Analysis,Legal Operations,Light Vehicle Driving,Adobe Indesign

Employment Type : Full-Time

Experience : years

Vacancy : 1