Commercial Lending Officer

JOB FUNCTION :

This position will develop loan and deposit business by calling on small to middle market commercial companies, professionals and associations primarily located in the Austin and surrounding market areas. Manage the loan process including credit underwriting, loan documentation and ongoing loan portfolio management. Play an active role in the community to further develop business opportunities. Assist on an as needed basis with credit and deposit needs of an existing loan and deposit portfolio.

DUTIES & RESPONSIBILITIES :

• Call on prospective and existing clients to generate loans, deposits, and referrals to other areas of the Bank
• Participate in community-oriented and professional organizations
• Cross-sell bank investment, trust, deposit, residential mortgages, and other loan products
• Analyze financial statements, underwrite credit, prepare credit memos and assist in the preparation of loan presentations
• Ensure loans are documented and closed properly
• Ensure loans meet all regulatory and compliance guidelines
• Manage an existing loan and deposit portfolio
• Present loan information to top management and board of directors.

MINIMUM QUALIFICATIONS :

Work Experience

Supervisory Experience

Position includes Driving

Education / Skills / Experience

Equipment / Machines / Software

Competency Requirements

Physical Requirements

This job description does not imply an employment contract, nor is it intended to include every duty and responsibility that employee is responsible. Duties and tasks may be assigned by management team based on department and business needs.

Jefferson Bank is an EEO employer and an Affirmative Action Employer, M / F / Disability / Protected Veteran Status.

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