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Consumer Underwriter II
Consumer Underwriter IIOCCU | Oregon Community Credit Union • Eugene, OR, US
No longer accepting applications
Consumer Underwriter II

Consumer Underwriter II

OCCU | Oregon Community Credit Union • Eugene, OR, US
16 hours ago
Job type
  • Full-time
Job description

Overview

OCCU, a member-owned credit union based in Eugene, Oregon, is guided by its vision to Enrich Lives. This vision shapes every action, aligning the team with a greater sense of purpose. With each interaction, OCCU strives to positively impact individuals and communities. The values of tenacity, humility, and big-heartedness are central to OCCU's commitment to putting members first.

This remote role requires applicants to live in Oregon, Washington, or Idaho. Pay starts at $31.00-$34.75 per hour.

Responsibilities

  • The Consumer Underwriter II reviews and processes consumer and real estate loan applications, making credit decisions per OCCU policies.
  • They assess borrower credit, risk, income, and assets, set loan terms, and approve, deny, or escalate requests as needed.
  • The role includes identifying sales leads, supporting cross-selling, interviewing members about loan needs, ensuring compliance with regulations, and acting as the main contact for third-party vendors.

Qualifications

  • Minimum of two years' experience in consumer underwriting.
  • Essential skills include analytical reasoning and critical thinking.
  • To qualify, candidates need either a bachelor's degree in business, finance, accounting, or a similar field, or equivalent credentials.

    • Benefits

  • Low-cost medical, dental, and vision insurance.
  • 401(k) retirement plan with employer match.
  • Paid time off in addition to 12 paid holidays.
  • Tuition reimbursement for eligible education and training.
  • Company-paid long-term disability.

    • Other

    OCCU is an Equal Opportunity Employer, and qualified candidates are encouraged to apply online by submitting their resume and cover letter detailing their qualifications and experience.

    Job details

  • Seniority level : Entry level
  • Employment type : Full-time
  • Job function : Strategy / Planning and Information Technology
  • Industries : Banking

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