Home Savers Analyst
Home Savers Analysts will be responsible for duties related to the modification of Mortgage Loans. The selected individual will also be responsible for managing an assigned pipeline working with the direct customer, banking offices, and vendors to resolve for solutions within established policies and guidelines. Duties may change based on volume and department needs.
Duties & Responsibilities :
- Preparing Modification Documents
- Assisting in calls to borrowers in a default status to offer Home Savers options
- Imaging and recording necessary Documents with County Offices
- Performs other duties as assigned
Basic Qualifications :
High school diploma or equivalentMinimum of 1 year of Loss Mitigation experienceMinimum of 1 year of underwriting experience in the Consumer ArenaPreferred Qualifications :
Experience with Fannie Mae and Freddie Mac Loss MitigationAbility to analyze complex loan structuresCash flow analysis skills reviewing personal and business tax returns, P&L statements and financial statementsExperience with risk accountability, law and regulation compliance and audit / regulatory examination responseKnowledge of all standard mortgage loan documents including, but not limited to : appraisals, title reports, income verification, purchase contracts, lease agreements, trusts, warranty deeds, etcAbility to accurately interpret, apply and explain policy / procedures to both internal and external customersAbility to work in a high volume environment with minimal supervision, while maintaining production service levelsStrong analytical skills with attention to detailAbility to multi-task while maintaining a high-level of flexibilityAdhere to bank policies and procedures and comply with legal and regulatory requirements.Strong organizational skills with ability to multi-task, plan and provide consistent follow-upProven ability to pay attention to detailExcellent customer service skills