Talent.com
SBA Banker III
SBA Banker IIISeacoast National Bank • Des Moines, IA, United States
SBA Banker III

SBA Banker III

Seacoast National Bank • Des Moines, IA, United States
6 days ago
Job type
  • Full-time
Job description

Description

Location : Flexibility within the United States

JOB SUMMARY :

The Small Business Administration (SBA) Banker III is responsible for leading business development with a primary focus on SBA lending while maintaining market leadership presence in the local community. The SBA Banker is responsible for soliciting and servicing prospective clients producing SBA 7a and 504 as well as generating and managing a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals. Consistently gains the confidence and trust of others through honesty, integrity, and authenticity.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

Business Development

  • Quickly establish a consistent SBA business development cadence in the marketplace which includes but is not limited to :
  • Call Planning and Follow-Up
  • Client Retention Calls
  • New Client Prospecting
  • Outbound Telephone Calling Efforts
  • Networking Events
  • Maintain and expand a mature Center of Influence (COI) base of community and business leaders, leveraging them to gain additional business through referrals.
  • Responsible for sales, credit analysis, proper loan structuring (SBA loan packaging and submission), client interviewing and perceptive character judgment.
  • Source and build new business relationships.

Credit Acumen

  • Complete understanding of all business credit facilities including, but not limited to :
  • Structuring proper terms and product based on business need, useful life and business growth.
  • Basic understanding of business and personal financial statements and tax returns to identify credit worthiness and identifying risk potential.
  • Ability to identify short- and long-term credit facility needs based on business sales cycle, type of business, growth plans, and business strategy.
  • Educates prospective clients about the Bank's underwriting guidelines, SBA programs and all applicable government regulations.
  • Coordinates with attorney, loan closer and other involved staff to assure timely loan closing and funding activities.
  • Able to balance business needs with customer requests while managing potential risk to the bank.
  • Adheres to Seacoast Bank's Code of Conduct.
  • Acts as a mentor to junior level SBA Lenders within Seacoast Bank.
  • Adheres to policy & procedure of Seacoast Bank and must comply with BSA / AML / OFAC regulations and guidelines. Accept loan applications and the collection all required applicant information while following Fair Lending performance standards and ensuring fair and equal treatment to all applicants. Practices ethical sales behaviors in accordance with the Associate Code of Conduct and Sales Practices Policy, acting in the best interest of the applicant and their credit needs. Proactively helps to resolve customer concerns in a timely, professional, and positive manner, escalating issues to the next level of authority as needed.
  • EDUCATION and / or EXPERIENCE :

  • High School Diploma or equivalent required.
  • College degree in a financial related discipline preferred.
  • 5+ years of directly related SBA experience preferred.
  • 10+ years in business development and / or financial services experience required.
  • Demonstrate excellent communication (written and verbal) and interpersonal skills.
  • PC Proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    #LI-PF1

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Banker • Des Moines, IA, United States

    Related jobs
    Side gig - Earn at least $1065 in your first 104 trips with Uber, guaranteed.

    Side gig - Earn at least $1065 in your first 104 trips with Uber, guaranteed.

    Uber • Nevada, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Join Our Hematology Oncology Team - Ames, Iowa - Partnership Track

    Join Our Hematology Oncology Team - Ames, Iowa - Partnership Track

    HealthEcareers - Client • Ames, IA, USA
    Full-time
    McFarland Clinic is seeking a BE / BC.Cancer Care Team at our comprehensive Cancer Center in Ames, Iowa within the.Nationally recognized and accredited Cancer Center. Breast Cancer Treatment Center.Ph...Show more
    Last updated: 30+ days ago • Promoted
    Quick Earnings : Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Quick Earnings : Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Uber • Rhodes, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Drive With Uber : Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Drive With Uber : Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Uber • Maxwell, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Supervisor Financial Clearance

    Supervisor Financial Clearance

    UnityPoint Health • West Des Moines, IA, United States
    Full-time
    Monday-Friday varies between the hours of 0700-1700.Supervisor Financial Clearance.Remote / work from home with strong preference for candidates residing within the UPH geographies of Iowa, Illinois,...Show more
    Last updated: 2 days ago • Promoted
    Join Our Outpatient IM Team - Ames, Iowa - 4 Day Week

    Join Our Outpatient IM Team - Ames, Iowa - 4 Day Week

    HealthEcareers - Client • Ames, IA, USA
    Full-time
    McFarland Clinic is seeking a BE / BC.Flexibility to design your own practice.Stipend / generous forgivable loan.Well-equipped, beautiful facility . Established Hospitalist Program.Top 5 Best States to ...Show more
    Last updated: 30+ days ago • Promoted
    Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Uber • Saint Anthony, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Drive with Uber - Earn at least $1065 in your first 104 trips with Uber.

    Drive with Uber - Earn at least $1065 in your first 104 trips with Uber.

    Uber • Zearing, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Side gig : Earn at least $1065 in your first 104 trips driving, guaranteed.

    Side gig : Earn at least $1065 in your first 104 trips driving, guaranteed.

    Uber • Boone, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Assistant Actuary II

    Assistant Actuary II

    Argonaut Management Services, Inc • West Des Moines, IA, United States
    Full-time
    Argo Group International Holdings, Inc.American National, US based specialty P&C companies, (together known as BP&C, Inc. Brookfield Wealth Solutions, Ltd.BWS"), a New York and Toronto-listed public...Show more
    Last updated: 30+ days ago • Promoted
    Actuarial Analyst I

    Actuarial Analyst I

    Argonaut Management Services, Inc • West Des Moines, IA, United States
    Full-time
    Argo Group International Holdings, Inc.American National, US based specialty P&C companies, (together known as BP&C, Inc. Brookfield Wealth Solutions, Ltd.BWS"), a New York and Toronto-listed public...Show more
    Last updated: 30+ days ago • Promoted
    CSR II Insurance Team

    CSR II Insurance Team

    Iowa Bankers • Johnston, IA, US
    Full-time
    Role Definition : Assists in the Escrow area by performing the following duties.Performs any one of the below responsibilities : . Insurance Disbursements (HUB, MBA, MSP, ACH).Reviews escrow & non-...Show more
    Last updated: 30+ days ago • Promoted
    Side gig : Earn at least $1065 in your first 104 trips with Uber, guaranteed.

    Side gig : Earn at least $1065 in your first 104 trips with Uber, guaranteed.

    Uber • Beaver, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Drive with Uber : Earn at least $1065 when you complete 104 trips, guaranteed

    Drive with Uber : Earn at least $1065 when you complete 104 trips, guaranteed

    Uber • Beaver, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Join Our Hematology Oncology Team - Ames, Iowa - Partnership Track

    Join Our Hematology Oncology Team - Ames, Iowa - Partnership Track

    McFarland Clinic • Ames, US
    Full-time
    McFarland Clinic is seeking a BE / BC.Cancer Care Team at our comprehensive Cancer Center in Ames, Iowa within the.Nationally recognized and accredited Cancer Center. Breast Cancer Treatment Center.Ph...Show more
    Last updated: 30+ days ago • Promoted
    Choose your schedule - Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Choose your schedule - Earn At Least $1065 For Your First 104 Trips, Guaranteed.

    Uber • Mc Callsburg, IA, US
    Full-time +1
    Earn at least $1065 driving with Uber when you complete your first 104 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 2 days ago • Promoted
    Driver - Cash out with Instant Pay

    Driver - Cash out with Instant Pay

    Uber • Collins, IA, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show more
    Last updated: 2 days ago • Promoted
    Remote Equity / Option Trader

    Remote Equity / Option Trader

    Maverick Trading • Des Moines, IA, USA
    Remote
    Part-time
    Remote Options Trader at Maverick Trading.Maverick Trading, a 26-year old proprietary trading firm is looking to hire experienced and entry-level equity and equity and option traders.We are a globa...Show more
    Last updated: 30+ days ago • Promoted