Premium Audit Consultant III (Remote)

Are you a seasoned insurance professional with a passion for investigative work, customer education, and cross-functional collaboration? MEM Insurance is seeking a Premium Consultant III to join our dynamic team. In this role, you'll independently conduct virtual-and occasionally on-site-premium audits to validate policyholders' classifications, operations, and payroll records. Your work will directly impact risk assessments, fraud detection, and underwriting decisions, while also helping policyholders better understand their coverage and recordkeeping practices.

This is a flexible, remote-first role with occasional travel for on-site audits. We're looking for someone who thrives in a self-directed environment, enjoys building relationships, and is committed to continuous learning.

Essential Duties and Responsibilities :

Premium Auditing & Risk Assessment

• Conduct virtual audits and occasional physical audits of policyholders' business records to determine proper risk classification, premium basis, and scope of operations.
• Analyze financial documentation and prepare detailed audit worksheets using specialized software.
• Research and apply correct classifications using NCCI Scopes & Basic Manual and internal resources.
• Identify and document changes or unusual exposures that may impact premium; refer findings to Underwriting.
• Review claims reports and verify proper coding for accurate NCCI reporting.
• Alert MEM's Special Investigations Unit (SIU) to potential fraud indicators.

Policyholder Consultation & Stakeholder Engagement

Audit Management & Operational Excellence

Professional Development & Collaboration

Qualifications :

Company Culture and Values :

At MEM Insurance, we live our values every day. We believe in doing the right thing, putting people first, and delivering exceptional service. Our culture is built on trust, teamwork, and a shared commitment to excellence. We support our employees with meaningful work, opportunities for growth, and a workplace where everyone belongs.

We are proud to be an equal opportunity employer. MEM Insurance celebrates diversity and is committed to creating an inclusive environment for all employees. We welcome applicants of all backgrounds and experiences.

Total Rewards Overview :

We care deeply about the well-being of our employees and offer a comprehensive benefits package that reflects our commitment to your health, financial security, and personal growth :

Includes fertility benefits and fully paid preventative care

Life Insurance - three times base salary

Employer-paid incentives for employees and their spouses

Generous PTO accruals

Join MEM Insurance and take the next step in your premium auditing career with a company that values your expertise, your growth, and your well-being. Apply today!