Risk Analyst Lead (Fraud)

Operational Risk Management Fraud Team

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service, and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values honesty, integrity, loyalty, and service define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

Become a key player in Operational Risk Management! We are seeking a highly motivated and experienced risk management professional to provide dedicated support to Operational Risk Management Fraud Team. In this role, you will be responsible for supporting an effective risk management framework and controls to identify, assess, and mitigate fraud risks. This role requires a strong understanding of risk management principles, excellent analytical skills, and the ability to lead complex initiatives and cross-functional teams. Experience in fraud risk management, including knowledge of fraud detection techniques and prevention strategies, is required. Leverage your expertise to enhance USAA risk culture and contribute to the overall success of the Association.

We offer a flexible work environment that requires an individual to be in the office four days per week. This position can be based in one of the following locations : San Antonio, TX, Plano, TX, Phoenix, AZ, Charlotte, NC.

Relocation assistance is not available for this position.

What You'll Do

• Identify and seek key partners across the enterprise to support the identification, assessment, aggregation, and overall management of risks and controls.
• Present findings and recommendations to various levels of leadership.
• Routinely communicate results of risk assessments to governance committees, business process owners, and various levels of leadership and influence decision making.
• Develop process and procedures for successful implementation of new risk policies, practices, appetites, and solutions to ensure integrated understanding and management of risks according to industry standard process.
• Develop strategies, tools, and methodologies to measure, monitor, and report risks.
• Apply expert knowledge to use or produce analytical material for discussions with cross-functional teams to understand business objectives and influence solution strategies.
• Lead, assemble, and facilitate cross-functional teams to identify, assess, aggregate, and mitigate current and emerging risk events.
• Serve as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area.
• Formulate and review stress test plans for a line of business or the enterprise.
• Evaluate results, and frame contingency plans in partnership with key business partners.
• Craft key communications to be delivered to executives and board members.

What You Have

What Sets You Apart

Compensation Range : The salary range for this position is : $143,320.00 - $273,900.00.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental, and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assist employees with their professional goals.

Applications for this position are accepted on an ongoing basis. This posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.