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Mortgage Loan Officer

Mortgage Loan Officer

Security State Bank & TrustMarble Falls, TX, US
30+ days ago
Job type
  • Full-time
Job description

Job Description

Job Description

Description : Position Summary :

Originating residential mortgage loans which can be sold in the secondary market. Actively market services to business referral partners.

Responsibilities :

  • Emulates SSB&T Core Values.
  • Call and visit prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals
  • Assist prospective borrowers in the proper completion of loan applications
  • Provide required disclosures
  • Collect funds for services to be ordered
  • Gather necessary support documents from prospective borrowers
  • Provide customer assistance in the selection of loan programs that best fit their needs
  • Disclose loan terms
  • Lock in loan interest rates
  • Coordinate with realtors and borrowers by providing answers to any questions on loan status updates
  • Provide any significant changes to loan terms or closing dates
  • Coordinate the loan processing efforts by communicating loan status between borrowers and processors
  • Monitor the loan process to ensure loans close and fund on the date specified by the borrower
  • Other duties as assigned

Requirements :

  • At least three year’s outside sales and mortgage loan experience
  • Associate’s Degree in Business, Management, Marketing, Finance, or related field, or equivalent work experience
  • Working knowledge of applicable laws and regulations related to mortgage lending
  • Excellent interpersonal, organizational, and telephone etiquette skills
  • Must be a self-starter, be able to work independently, and exercise sound judgement
  • Excellent verbal and written communication skills
  • Working knowledge of personal computers to include MS Word, Excel, Loan Origination software (preferably Encompass) and Internet Explorer
  • Ability to work under stressful conditions while maintaining professionalism and enthusiasm
  • Must have a current Driver’s License and clean driving record
  • Ability to travel locally
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    Mortgage Loan Officer • Marble Falls, TX, US

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