Credit Analyst Onsite at [Grand Rapids, Michigan] Location

Credit Analyst Onsite at Grand Rapids, Michigan Location

Company : Williams Distributing Division of Daikin North America.

The Credit analyst primarily provides commercial credit and collections functions. Analyzes early delinquent and over credit limits on commercial accounts. Communicates and follows up with steps which contribute to the completion of collection activities. Minimize exposure and preventative collection methods.

Position Responsibilities may include :

• Maximizing company cash flow by ensuring compliance with established credit policy and collection expectation.
• Contact customers regarding overdue accounts and determine reasons for non-payment
• Issue dunning letters to overdue accounts
• Reconciliation of customer accounts
• Performing required customer maintenance on accounts
• Performing required reporting.
• Consult with customers to resolve complaints and verify financial and credit transactions
• Review commercial customer accounts to identify and select delinquent accounts for collection
• Evaluate customer records and recommend payment plans based on payment history, and purchase activity
• Ensures a balanced risk and revenue tradeoff consistent with credit policy and loss target expectations
• Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system
• Issue credit hold notifications
• Coordinate customer credit changes with the credit department
• Recommend that accounts be shifted to a collection agency
• Recommend bad debt write-offs
• Maintain accurate records about the customer payment status
• Participate in additional projects to support ongoing business needs

Nature and Scope :

Knowledge and Skills :

Experience :

Education :

People Management : No

Physical Requirements / Working Environment :

Williams Distributing Co. and Shoemaker Inc., part of Daikin Comfort Technologies North America, Inc., a leading wholesale distributor in Michigan, Ohio, and Indiana, specializing in HVAC equipment and residential products like Kitchen and Bath, Hearth, and Garage Doors. Our mission is to enhance living environments through quality products and services while working closely with dealers, builders, contractors, designers, and architects.

Qualified Applicants must be legally authorized for employment in the United States. Qualified applicants will not require employer sponsored work authorization now or in the future for employment in the United States.

The Company provides equal employment opportunity to all employees and applicants regardless of a person's race, color, religion, national origin, citizenship, disability, medical condition, marital status, sex, pregnancy, age, sexual orientation, gender, gender identity or expression, political affiliation, or any other characteristic protected by law. The Company will comply with all federal and state regulations and statutes pertaining to individuals with disabilities.