Sr. Director, Credit Card Products 20241107UJA

Sr. Director, Credit Card Products

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Team Summary

The Global Card Product team manages the deployment and optimization of Visa's core products base consisting of Credit, Debit and Prepaid payments solutions globally. The team is also responsible for the development and deployment of innovation across this product suite. To do this, we work in partnership with Visa clients and key internal and external stakeholders across the globe. We are also the team responsible for leading the transition of conventional card-based solutions onto digital form factors, ensuring Visa payments solutions remain the market-leading way for consumers to spend their money and manage their payments across Visa's global regions.

What the Sr. Director, Head of Credit Solutions does at Visa :

Reporting to the Head of Global Card Products, the role-holder will be responsible for initiatives across three broad areas of responsibility :

• Credit Product best practices; leading identification, development and execution of Credit product best practices to drive improvements in usage, activation and preference for Visa amongst issuers and consumers across the world
• Drive credit innovation; through development and deployment of credit expansion initiatives across traditional credit card issuance and the provision of credit via different form factors and channels
• Facilitate Visa thought-leadership; working closely with regional teams and stakeholder groups to develop a clear point of view on the impacts of economic and other trends on the future of credit and establishing Visa's leadership in optimizing consumer access to credit for internal and external stakeholders

The role-holder will lead a small global team of SMEs and will work closely with colleagues from across Visa's global regions as well as with Global stakeholders to develop end-to-end consumer experiences that drive client preference for Visa as a strategic partner and make us an enabler of superior value propositions for digitally-enabled consumers.

An essential part of Visa's success is the establishment and application of rules and standards, to ensure a uniform, reliable point-of-sale UX, both online and offline. The Director will be responsible for efficient administration of these Rules and Standards as they pertain to Credit Products, ensuring that the Rules are fit-for-purpose, while also ensuring their efficient operation and administration.

The role-holder will be responsible for the identification, development, commercialization and launch of new ways to grow the consumer credit business, working closely with regional teams, global stakeholders and Visa issuers to expand "credit-card" issuance, as well as newer ways of efficiently facilitating the provision of unsecured credit.

As part of this role, the Sr. Director will also be responsible for facilitating the collation, analysis and dissemination of best practices and recommendations for optimal Credit Product performance both internally within Visa, and as a thought-leader externally, working closely with Visa Consulting & Analytics.

You will need to be highly collaborative and will be the key interface between the market teams and Visa's global team to ensure our platforms drive product differentiation, consumer activation and engagement.

As well as working with regional, client-facing teams, you will work closely with colleagues from across Product, with Corporate Strategy, Marketing, Client Services, Finance, Pricing, Legal and Compliance.

Why this is important to Visa :

Credit Products are one of the key bases for Visa's business globally and encompass conventional card-based credit programs as well as newer solutions such as Instalments. Consumer credit spans most life-stages and income segments in all Visa's markets from entry-level credit products through to solutions designed to meet the needs of Ultra-High Net Worth consumers and as such is a key platform for revenue generation and consumer engagement for Visa and our clients. As the largest of Visa's solutions sets, Core Products offer Visa the most visible and impactful opportunity to drive digital payments enablement and thus is a key part of our digital migration strategy.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership / site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications

Preferred Qualifications

Projects you will be a part of :