F&I Underwriting Specialist or Executive Underwriter

Zurich Direct Markets BU is seeking an Underwriting Specialist OR Executive Underwriter for our Finance and Insurance (F&I) Underwriting team located in Overland Park, Kansas. Direct Markets specializes in offering F&I products and solutions to the automotive industry. This role has the flexibility of a hybrid work schedule with three in-office days per week (M-W).

This role will be filled at either the Level II or Level III. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.

Purpose : Analyze and underwrite new and existing F&I business to support the portfolio's long-term growth and profitability while delivering excellent service to our customers and the sales organization. As part of our team, you'll play a key role in supporting Zurich's financial objectives and reputation for reliability and forward-thinking solutions.

Job Accountabilities :

This role will be filled at either the Underwriting Specialist OR Executive Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill sets relative to the qualifications listed for this position.

Key Accountabilities :

• Make sound underwriting decisions within assigned authority, ensuring both profitability and customer retention.
• At an account-level, analyze and underwrite new and existing F&I business, working independently under general direction, within delegated authority levels.
• Qualify accounts to meet the organization's Underwriting appetite
• Calculate target pricing by utilizing underwriting tools and models appropriately
• Understand and analyze risk
• Negotiate pricing and other terms with the sales organization to close the deal
• Service accounts, handle declinations / cancellations
• Review detailed Dealer Product Questionnaire (DPQ) with key Sales personnel for accurate setup, implementation and to identify growth opportunities
• Update and maintain key applications with rating and other pricing variables
• Work with internal teams to ensure accurate and complete onboarding
• Maintain accurate documentation for all underwriting activities.
• Support the organization's sales culture by serving as a key contact for assigned territory.
• Provide technical advice that enables Sales and customers to solve problems and / or improve business.
• Anticipate customer needs and monitor trends to recommend changes.
• Proactively manage a portfolio of accounts, addressing customer needs and supporting retention.
• Apply rating tools and methodologies to own work area to deliver to customers and offer suggestions for improvements.
• Prepare and review contracts.
• Calculate settlement offers.
• Business Travel, as required
• Extended Hours during peak periods and as required
• Regular Predictable Attendance including in-office on team days (Mon-Wed)

Business Accountabilities :

Additional Job Functions, as necessary :

Performance Management Accountabilities :

Basic Qualifications :

Underwriting Specialist :

OR

OR

OR

AND

OR

Executive Underwriter :

OR

OR

OR

AND

Preferred Qualifications :

At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education.

The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialist is $74,300.00 - $121,700.00, with short-term incentive bonus eligibility set at 10%. For the Executive Underwriter is $98,300.00 - $161,000.00, with short-term incentive bonus eligibility set at 15%.

As an insurance company, Zurich is subject to 18 U.S. Code § 1033.

A future with Zurich. What can go right when you apply at Zurich?

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more.

Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race / ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.

Location(s) : AM - Overland Park

Remote Working : Hybrid

Schedule : Full Time

Employment Sponsorship Offered :  No

Linkedin Recruiter Tag : #LI-RA1 #LI-ASSOCIATE #LI-HYBRID