Real Estate Processor Sr

Legal Entity :   Honda Federal Credit Union

Business Unit :   Honda Federal Credit Union

Division :   1CU

Work Location : Honda Federal Credit Union - Marysville, OH Echo Dr. Location

Shift :   1st

Workstyle :   Onsite

Career Level :   2

Job Grade :   Non-Exempt-4 (NE4)

Job Purpose

This position is responsible for preparing closing documents, funding loans in symitar and shipping closed loans files (i.e., funded loans) to Secondary Market Investors, loans sold with servicing retained by HFCU to a third party sub-servicer, or loans retained for portfolio to the Credit Union’s file room.

Key Accountabilities

• Draw loan documents; verify legal description, vesting, loan amount, loan type, interest rate, and points / costs. Deliver Closing Disclosure to borrowers within TRID guidelines
• Schedule loan closing with closing agents. Communicate closing date, loan terms, and payoff requests with loan stakeholders. Deliver documents to closing agent, complete the wire, and deliver funding stipulations 1 business day prior to close
• Confirm loan documents are properly executed. Process loan on core system and disburse funds as required. Contact closing agent to correct any problems with loan documentation. Deliver completed loan to secondary market investor, servicer, or file appropriately within HFCU policies
• Communicates closely and effectively with MLOs, Processor, Members and Closing Agents
• Ongoing education and training

Qualifications, Experience, and Skills

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.