Loan Specialist II - Mortgage Closer

Loan Processor

Under general supervision, uses knowledge and skills obtained through training and experience to process commercial and / or retail loans and prepare closing documents. Follows established procedures to perform a variety of tasks requiring some evaluation, originality or ingenuity in making decisions. Recommends solutions to moderately complex problems and refers more complex issues to a higher level. Regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and / or identify, research, and resolve problems.

Essential Duties and Responsibilities :

• Obtains required documentation and processes more complex loan applications.
• Orders credit verifications and third party services.
• Tracks receipt of and reviews post closing legal documents.
• Follows up on missing documentation.
• Verifies loan applications and supporting documents for accuracy and completeness.
• Prepares and compiles documents for loan closing.
• Prepares or reviews for accuracy, Good Faith Estimates of Closing Costs, Regulation Z disclosures, and other disclosures required by consumer regulation.
• Performs initial credit analysis submission via automated underwriting, as requested. Schedules, coordinates loan closings, and clears for disbursement of loan proceeds.
• Prepares compliance and accounting records and reports, as required by management and regulatory agencies.
• Performs routine loan calculations. Assists customers with moderately complex inquires or problems.
• Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment.
• Maintains currency in loan processing policies and procedures.
• Performs other duties and responsibilities as assigned.

Knowledge of :

Skill in :

Ability to :

Education :

Bachelor's : Accounting, Bachelor's : Business Administration, Bachelor's : Finance

Work Experience :

General Experience - 7 to 12 months

Certifications :

Travel : Less than 25%

Workstyle : Hybrid

At Raymond James, our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to : Grow professionally and inspire others to do the same Work with and through others to achieve desired outcomes Make prompt, pragmatic choices and act with the client in mind Take ownership and hold themselves and others accountable for delivering results that matter Contribute to the continuous evolution of the firm At Raymond James as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.