Residential Loan Officer - St Paul

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.

As a Mortgage Loan Officer, you'll help individuals and families achieve their homeownership goals while building strong community and referral relationships. You'll guide customers through the mortgage process, from application to closing, ensuring a smooth and positive experience. This is a rewarding opportunity to grow your career while making a difference in the communities we serve.

This position requires a credit check per 12 CFR Chapter X, Part 1026, Truth in Lending, Regulation Z.

Operates in full compliance with internal policies and procedures as well as applicable regulations and laws, including but not limited to Bank Secrecy Act / Anti-Money Laundering and S.A.F.E. Act requirements. Must submit required information to meet registry requirements, obtain a unique identifier, and maintain the registration requirements as directed by the S.A.F.E Act.

Key Accountabilities

Originate regulatory-compliant residential mortgage loan applications through community outreach and referral relationships.

Conduct pre-qualification interviews to recommend appropriate loan programs based on customer needs.

Manage loan files from application through closing, ensuring timely and accurate processing.

Develop relationships with realtors, builders, attorneys, and other centers of influence to generate leads.

Promote mortgage loan programs in low-to-moderate income communities and serve as a liaison to community organizations.

Identify opportunities to cross-sell bank products and services or refer customers to appropriate partners.

Track and follow up on leads and applications, maintaining communication throughout the loan process.

Maintain compliance with S.A.F.E. Act registration and all applicable banking regulations.

Education & Experience

Required :

Bachelor's degree or equivalent combination of education and experience

1+ years of residential loan processing or origination experience with a financial institution or mortgage company

Preferred :

Bilingual or community outreach experience a plus

Why You'll Love Working Here

You'll join a mission-driven team that's passionate about helping people and strengthening communities. We offer the tools and support to grow your career while doing work that matters. Apply today to make an impact-one home, one relationship at a time.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

Retirement savings including both 401(k) and Pension plans.

Paid time off to volunteer in your community.

Opportunities to connect with others through our diversity-focusedColleague Resource Groups.

Competitive salaries with professional development and advancement opportunities.

Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.

Personal banking, loan, investmentand insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community on Facebook , LinkedIn and X .

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process.

Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish . Know Your Right to Work English or Spanish .

Associated Bank isPay Transparency compliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

$17.00 - $25.85 per hour