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Credit Analyst
Credit AnalystSolarity Credit Union • USA
Credit Analyst

Credit Analyst

Solarity Credit Union • USA
4 days ago
Job type
  • Full-time
  • Quick Apply
Job description

Solarity Credit Union is seeking a full-time Credit Analyst for our Business Services Team!

This will be a remote position for applicants within a 4-hour radius of Yakima County, to include Portland, Seattle, Tacoma, Everett, Bellingham, Coeur d'Alene, Bend, Moscow, Id, Walla Walla, and Spokane. This will be an onsite position at our North 5th Branch in Yakima for Yakima County residents.

As Solarity's Credit Analyst, you will deliver timely, accurate, historical and forward-looking analysis, that supports sound credit decisions and protects the credit union's loan portfolio. Collaborate closely with the sales team to evaluate new loan requests, perform annual reviews of existing credits, monitor portfolio health, and recommend appropriate structures, risk ratings and cross-sell opportunities. Through rigorous analysis, active participation in reviews, and a focus on both speed and quality, plays a critical role in risk mitigation, credit compliance, and growth of the business and commercial loan portfolio.

The Cultural Fit

If the following Core Values resonate with who you are in your life, this might be the perfect fit for you :

  • Courage : Having the fortitude to remain accountable, maintain the self-esteem of teammates and having the confidence to make decisions based on good judgment.
  • Impact : Pursues meaningful results to make a positive difference, not satisfied with the status quo, and you want to constantly exceed the expectations of members and coworkers.
  • Passion : You have a member-obsessed mindset and bring energy and focus to all aspects of your job. You are interested in celebrating wins of others, and constantly embrace organization initiatives and change!

The top candidate will have...

  • A degree in business, finance, accounting, or related field.
  • 3 or more years' experience in commercial lending, credit analysis, servicing, and portfolio management.
  • Knowledge of economics, accounting, sales, marketing, business, and management principles and practices.
  • Strong leadership and interpersonal skills.
  • The ability to work productively in a positive team environment.
  • A Day in the life of a Credit Analyst...

    As a Credit Analyst with Solarity, your typical day may include :

  • Analyze, recommend or approve business loans in both real estate and C&I lending areas.
  • Prepare and present loan narratives to Solarity's business credit committee for overlimit loan approval.
  • Support management on product analysis and market research.
  • Complete annual business loan reviews in a timely manner, providing relevancy and accuracy in reviews as verified by audit.
  • Provide credit portfolio reports on diverse financial and credit subject areas to appropriate parties and committees.
  • Develop risk mitigation strategies for loans during the underwriting process
  • Collect required documentation and prepare files for audits and examinations
  • Collaborate with peers to process loan requests, provide structuring suggestions and promote best value to our members
  • As the day winds down, you review your completed tasks, make sure every "to-do" is addressed, and prepare your priorities for tomorrow.
  • You leave the office confident that members' needs are met, deadlines are on track, and you're ready to start fresh in the morning.
  • Benefits :

  • A comprehensive benefits package low-cost medical, dental, vision, life, and disability coverage for yourself and your family with a generous employer contribution to your health savings account.
  • Generous paid time off allowances plus 12 paid holidays annually.
  • A substantial retirement program match of up to 6% of your annual earnings.
  • An employee wellness program including EAP coverage and gym reimbursement.
  • An organizational culture that is committed to your success.
  • Significant opportunity for career growth.
  • A supportive leadership team.
  • Excellent member service-oriented culture.
  • Annual pay range $77,967 - $96,697
  • EEO Statement :

    Solarity Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. Solarity Credit Union participates in E-Verify.

    If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process, or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact us at 509.248.1720, ext. 1520 for assistance.

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