SVP, Senior Credit Officer

Senior Credit Officer

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today.

This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.

As the senior most credit leader in the organization, the Senior Credit Officer ("SCO") will be responsible for the general direction of the Georgia's Own lending activities from a credit risk perspective. This role will serve as the Credit Policy Officer, Credit and Administrator for the credit union. The SCO will be responsible for monitoring asset quality, the supervision of commercial underwriting and portfolio management team, and will be the credit risk advisor for the ongoing development of systems, procedures, loan portfolio reporting / analytics and controls necessary for the successful operation of a healthy and well-balanced credit organization. In addition, the SCO will be responsible for developing and maintaining any required frameworks, models, and policies as well as evaluating large and complex individual transactions.

The SCO will hold the primary responsibility for developing and providing the Credit Union's Executive Management with accurate and timely loan portfolio reporting / analytics and for ongoing monitoring of loan portfolios for adherence to the Georgia's Own Credit Risk Appetite statement. The SCO will have delegated approval authority as designated by the Board of Directors, will chair the Commercial Credit Risk Committee, and have membership in MALCO and the Funds Management Committee.

To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift / push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union's policies and procedures related to the SAFE ACT. This includes an obligation on the employee's part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry.

Georgia's Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans.