Programs Underwriter

Job Description

About HDI Global Insurance Company

HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. As a wholly owned subsidiary of HDI Global SE, we manage the industrial lines division of the Talanx Group. Our broad portfolio of products and services, combined with an international network in over 150 countries, allows us to deliver comprehensive domestic and global insurance solutions for U.S.-based multinational companies.

Job Summary

We are seeking a skilled and proactive Programs Underwriter to join our Delegated Authority Team. In this role, you will exercise technical underwriting expertise and relationship management skills to drive profitable growth. You will manage MGA and partner relationships, underwrite program business within delegated authority, assess complex risks, and lead portfolio monitoring activities to ensure profitability and compliance. This role requires sound judgment, the ability to work independently, and a strong balance of analytical and interpersonal skills to succeed in a fast-paced, collaborative environment.

Key Responsibilities

• Manage and grow MGA and agency relationships through regular communication, performance reviews, and resolution of underwriting issues.
• Independently underwrite new and renewal program business within delegated authority and evaluate referrals outside of MGA authority.
• Collaborate with Claims, Actuarial, Compliance, Legal, and Reinsurance to optimize program design and performance.
• Monitor and analyze portfolio results (loss ratios, pricing adequacy, adherence to contractual obligations), preparing detailed reports and recommendations for senior management.
• Develop and implement underwriting strategies to achieve profitability and growth objectives.
• Lead and oversee agency audits, ensuring compliance with underwriting standards, operational procedures, and regulatory requirements.
• Conduct in-depth reviews of insurance applications, financials, claims history, and industry data to assess risk and determine appropriate coverage, pricing, and terms.
• Serve as a subject matter resource to junior underwriters, providing guidance on complex risks and underwriting best practices.
• Maintain accurate and timely documentation of underwriting decisions and policy records.
• Stay current on industry trends, competitor activity, and regulatory developments to inform underwriting strategy.
• Contribute to continuous improvement initiatives in underwriting processes, tools, and program management.

Qualifications

Work Environment

This role offers flexibility with an office-based, hybrid, or remote arrangement depending on location.

Compensation

The base salary range for this position is $90,000–$110,000 plus eligibility for a performance-based annual bonus. Actual compensation will be determined based on experience, education, and geographic location.

Benefits

HDI Global Insurance Company offers a competitive benefits package, including : 401(k) with company match, Paid Time Off and Sick Leave, Medical, Dental, and Vision Insurance, Health Reimbursement Arrangement (HRA), Flexible Spending Accounts (FSA & Dependent Care FSA), Short- and Long-Term Disability, Life and Voluntary Life Insurance, Critical Illness & Accident Insurance, Telemedicine and Wellness Programs, Employee Assistance Program (EAP), Pet Insurance, Transit and Parking Benefits.

Additional Information

Applicants must be legally authorized to work in the United States. Please note that HDI Global Insurance Company does not currently sponsor, nor assume sponsorship of, employment visas.

All resumes submitted to HDI Global Insurance Company without prior authorization from the Human Resources department will be considered unsolicited. HDI Global Insurance Company and its affiliates will not be responsible for any fees associated with unsolicited submissions.

Equal Opportunity Employer

HDI Global Insurance Company is an Equal Opportunity Employer. We consider applicants without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, or sexual orientation.

HDI Global Insurance Company participates in E-Verify.