Actively seeking an experienced SBA Loan Underwriter to :
- Underwrite SBA loans in accordance with the Banks policies and procedures.
- Deliver excellent service to customers both inside and outside the Bank.
- Provide frequent communication to all parties involved in transactions in a positive and constructive manner.
- Effectively manage the process to ensure loan requests are being reviewed efficiently, that customers receive timely answers, and that approved transactions are completed quickly and accurately.
- Provide guidance and training to team members involved in processing and funding of loans.
- Ensure all loans compliance with regulatory requirements. Maintain knowledge of company underwriting and lending guidelines and provide input to guidelines when requested.
- Review and sign off all underwriting conditions in a timely manner.
- Ensure proper pre-funding quality control steps are taken on all loans.
- Responsible for adhering to and complying with all Bank policies and Federal and State banking laws and regulation
Job Requirements
Minimum of 3-5 years of SBA loan underwriting experienceBachelors degree in business, accounting or equivalent training and experience(preferred)Knowledge of SBA credit products, concepts, processes, and functionsKnowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnoverAbility to analyze and interpret financial statements, business reports and legal documentsKnowledge of applicable federal / state banking regulations Effective math skills, including ratios, percentages, interest and amortizationGood judgment and problem solving skills