Life Insurance Sales Agent
Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.
Kemper is a diversified insurance holding company with a history spanning over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs. For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you'll collect monthly premiums. You'll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky's the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple. If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish. With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your potential for increased income. Superior performance is recognized through awards, prizes, and company-sponsored trips.
Kemper offers competitive benefits, including : Major Medical and Dental Insurance, Group Life Insurance, Short-Term & Long-Term Disability, 401(k) with Company Match, Paid Vacation, Employee Stock Purchase Program.
Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers. Day-to-day activities include conducting sales presentations, recommending products, and closing new sales; prospecting for new sales opportunities; maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine; responding promptly to service requests such as beneficiary changes, claims, and loans; record keeping, accounting for money collected, and processing policy paperwork. Agent expectations include growing the assigned territory through new sales, building strong working relationships with customers, devoting the time necessary to fulfill the responsibilities of the role, and pursuing continuous professional development in insurance products and sales effectiveness.
Minimum qualifications include customer service experience, being at least 18 years of age, and having a valid driver's license with required auto insurance coverage. You must also have a dependable vehicle for daily travel, the ability to pass a background check, motor vehicle report, and drug screening, and authorization to work in the United States. Preparation includes licensing, training, and on-the-job training.
Insurance Agent • Fort Payne, AL, US