Mortgage Systems and Process Tester - Underwriter

Mortgage Systems and Process Tester - Underwriter

We are Lennar

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an

extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Join a Company that Empowers you to Build your Future

The Mortgage Systems and Process Tester with a focus on mortgage loan underwriting will play a critical role in evaluating the effectiveness and reliability of new mortgage processes and technology

implementations. This individual will create & execute test plans, identify & document defects, and

collaborate with cross-functional teams to ensure successful system implementation & process

optimization.

• A career with purpose.
• A career built on making dreams come true.
• A career built on building zero defect homes, cost management, and adherence to schedules.

Your Responsibilities on the Team

Develop comprehensive test plans, test cases, and scripts to validate new mortgage processes and technologies.

Execute test cases, analyze results, and document defects in a clear and concise manner.

Collaborate with business analysts, developers, and other stakeholders to understand system requirements.

Perform thorough assessment through testing to identify any unintended impacts of changes.

Identify process and technology improvement opportunities and provide recommendations.

Provide detailed written findings for every aspect of the loan file reviewed, documenting what was tested, how it was verified, and the results obtained.

Evaluate fraud risk indicators and inconsistencies in documentation or borrower representations. Conduct risk analysis and review loans for compliance with agency and investor guidelines. Utilize automated underwriting systems (Encompass, Loan Product Advisor, Desktop Underwriter) to assess risk, salability, and reduced documentation for borrowers.

Ensure accurate data input and support automated decision-making.

Apply manual underwriting requirements in decision-making for loans without automated approval. Clearly and concisely condition loans appropriately when rendering decisions.

Provide expertise and coaching to processing and production staff on training issues and automated underwriting systems.

Keep management informed of specific ongoing issues that require immediate attention.

Requirements

Highschool Diploma or Equivalent

DE Designation (FHA) OR (VA Automated Designation + LAPP SAR designation (VA))

Minimum of 2 years of front line conventional underwriting experience using Fannie Mae Du

Freddie Mac LPA, manual underwriting experience preferred

Must be able to read and interpret underwriting guidelines

2+ years of experience working in mortgage software

Proficient in using standard office software (e.g., Microsoft Office Suite)

Purchase transaction, specifically new construction experience preferred

Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple projects

A genuine passion for delivering exceptional experiences to customers

Ability to work independently and as part of a team.

Must be comfortable talking in front of large groups and speaking to your test findings.

Excellent verbal and written communication skills.

Physical & Office / Site Presence Requirements :

This is primarily a sedentary office position which requires the incumbent to have the ability to

operate computer equipment, speak, hear, bend, stoop, reach, lift, and move and carry up to 25

lbs. Finger dexterity is necessary.

This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice.

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Life at Lennar

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.

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Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.