2026 Commercial Banking Development Program - Credit Analyst - Biltmore, AZ - Data Management and Infrastructure

2026 Commercial Banking Development Program - Credit Analyst - Biltmore, AZ - Data Management and Infrastructure

Location : Biltmore

What You'll Do :

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports. The Specialized Lending Services Data Management and Infrastructure (SLS DMI) team is responsible for providing business technology and data support for multiple national business lines. The team is composed of business analysts and product owners who collaborate to design and manage efficient business workflows. They implement and maintain business technology solutions that provide workflows and generate comprehensive business and data reports. They provide valuable insights through data, documentation and analysis of the business processes, identifying areas for improvement. Furthermore, they create data dashboards for visualization and map customer journeys to understand experiences. This comprehensive support ensures that the organization operates smoothly and efficiently.

Responsibilities :

• Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
• Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What You'll Need :

Benefits You'll Love :

We offer all the important things you'd want like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the Company :

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.