Disbursement Specialist
The Disbursement Specialist ensures the proper and timely disbursement of funds in the closing process. This role is critical to the smooth completion of real estate transactions, involving the review of loan documents, verification of funding conditions, balancing of disbursements, and coordination with Escrow Officers, lenders, and other stakeholders. This role plays a central role in ensuring both accuracy and speed in a fast-paced, deadline-driven environment.
Key Responsibilities
- Complete funding within 1 hour of closing.
- Review signed closing documents to ensure completion and compliance prior to disbursement.
- Verify funding conditions and balance disbursements across all transactions.
- Follow the funding process 100% of the time for incoming and outgoing payments.
- Accurately process and distribute all incoming/outgoing mail, including 100% USPS mail handling accuracy.
- Collaborate closely with Escrow Officers, lenders, and internal teams to prevent and resolve funding issues quickly.
Core Competencies
- Meticulous: Maintains a consistent, detail-oriented approach to ensure precision and accuracy at scale. Carefully reviews all aspects of funding work to support successful disbursements, wires, and approvals.
- Customer Focused: Understands the time-sensitive nature of closings and prioritizes timely funding to deliver an exceptional client experience.
- Collaborative: Partners effectively with Escrow Officers, lenders, and colleagues to prevent and resolve funding challenges.
- Tech-Competent: Navigates multiple systems (traditional and homegrown) with ease; actively seeks opportunities to improve processes and contribute feedback.
- Ownership Mindset: Takes responsibility for seeing tasks through to resolution, regardless of complexity or delays.
- Adaptable: Shifts seamlessly between priorities and communicates effectively across stakeholders, even when addressing complex issues.
What We're Looking For
- Experience in funding, escrow, title, or related financial services preferred.
- Strong attention to detail and ability to balance accuracy with urgency.
- Proficiency with title/escrow software systems and comfort learning new technology.
- Excellent organizational and communication skills.
Why You'll Love Working Here
Empora offers a unique opportunity to have a significant impact on our product and the trajectory of our company, as well as meaningful growth opportunities for our team members. We are passionate about creating an environment where you can do work you're extremely proud of with a team of high-caliber individuals.
Additionally, you'll enjoy these benefits!
- Competitive compensation
- Comprehensive medical, dental, and vision coverage and HSAs (we cover 100% of employee premiums and 75% of dependent premiums)
- Short and Long Term Disability coverage, and Basic Life Insurance
- Paid parental leave
- Flexible vacation policy
- Technology and office setup provided so you can do your best work
- 401(k) matching
This position requires the final candidate to successfully pass an E-Verify check
Empora Title is proud to be an Equal Employer Opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.