Financial Crime Risk Senior Investigator
Work Location : Mount Laurel, New Jersey, United States of America Hours : 40 Pay Details : $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business : Financial Crime Risk Management
Job Description
Job Description Summary : The Financial Crime Risk Senior Investigator conducts end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. Includes authority in applying reasonable grounds to suspect money laundering / terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and / or freezing accounts by the appropriate investigative unit).
Depth & Scope :
- Investigate criminal cases ranging from simple to complex in nature
- Sound knowledge of Bank products, systems, policies and procedures
- Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial / criminal trends
- Manages programs / projects / initiatives of low to moderate scope and complexity
- Expert level professional role requiring in-depth knowledge / expertise in own field of specialty and working knowledge of broader related areas
- Integrates the broader organizational context into advice and solutions within own area
- Understands the industry, competition and the factors that differentiate the organization
- Impacts a range of functional programs across own and related teams
- Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels
- Builds stakeholder alignment in leading projects and activities
- Works independently as the senior technical lead and guides others within area of expertise
- Identifies and leads problem resolution for complex issues at all levels
Education & Experience :
Undergraduate degree or equivalent work experience5+ years of experienceCustomer Accountabilities :
Conducts a variety of complex investigations, including AML, Sanctions / ABAC and Financial CrimeApplies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threatsAssess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively appliedWorks effectively with counterparts at other FI's, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposureConducts investigations in a professional and timely mannerIdentifies and communicates procedural weaknesses to businessesIdentifies industry and typologies risk and trends for respective program areas and shares knowledge with appropriate stakeholdersMaintains and establishes working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.,) for investigative purposesApplies sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandateShareholder Accountabilities :
Leads workstream by acting as a project lead for large or complex projects / initiatives in accordance with project management methodologiesEvaluates the effectiveness of processes / services and recommends / champions possible enhancementsRecommends improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholdersPlans and delivers efficient and cost-effective processes that support and promote the implementation of programsConducts internal and external research projects; supports the development / delivery of presentations / communications to management or broader audienceAdheres to enterprise frameworks or methodologies that relate to activities for respective business area(s)Monitors service, productivity and assesses efficiency levels within own function and implements continuous process / performance improvements where opportunities existConsistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriateProtects the interests of the organization identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issuesRuns analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs / policies / practicesKeeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impactsMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteEmployee / Team Accountabilities :
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interestShares industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unitKeeps current on emerging trends / developments and grows knowledge of the business, related tools and techniquesParticipates in personal performance management and development activities, including cross training within own teamKeeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activitiesContributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practicesLeads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationshipsContributes to a fair, positive and equitable environment that supports a diverse workforceActs as a brand ambassador for your business area / function and the bank, both internally and / or externallyPhysical Requirements :
Never : 0%; Occasional : 1-33%; Frequent : 34-66%; Continuous : 67-100%Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting / Carrying (under 25 lbs.) OccasionalLifting / Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading, writing and comprehending instructions ContinuousAdding, subtracting, multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are : TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD
