FCRM KYC Quality Assurance, Senior Analyst
The "FCRM KYC Quality Assurance, Senior Analyst" is a member of the Financial Crime Risk Management (FCRM) Quality Assurance (QA) Department under TD Bank's Second Line of Defense (2LoD) FCRM Function.
The FCRM KYC QA Senior Analyst is responsible for the execution of the QA Program's KYC Workstream, which includes the following :
- Perform monthly QA review of High, Medium, and Low Risk Customer KYC Files
- Perform secondary review of other KYC QA Team Members or First Line of Defense (1LoD) QA Functions
- Assist with KYC QA Validation and Reporting
The Senior Financial Crime Risk Analyst role contributes to the development and maintenance of TD's AML / ATF / Sanctions / ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and / or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal / external exam support, etc.
Depth & Scope :
Works independently as the senior analyst / subject matter expert and may coach and educate othersOversees and / or independently performs tasks from end-to-endApplies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performanceExecutes on more complex and / or non-standard requestsResearches and investigates a range of operational / reporting / process issuesRecommends and implements solutions within own area of responsibilityMay need to coordinate / integrate work with other areas as neededProvides advanced analysis and / or specialized reporting to support business partners, functional areas or centres of expertiseRequires advanced technical / business / function knowledge for discipline supportedHigh level of complexity in operational / reporting / process and / or analysis function requiring medium to longer term focusRepresents the group as the lead or subject matter expert on projects / initiatives and / or at meetings across the organizationEducation & Experience :
Undergraduate degree or equivalent work experience5+ years experiencePreferred Skills :
2 years experience working in a challenge (QA / Testing) or advisory / oversight function with direct exposure to Customer Risk / Know Your Customer (KYC) Processes.Skilled knowledge and familiarity with KYC (CIP, CDD, EDD) Regulatory requirementsPhysical Requirements :
Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting / Carrying (under 25 lbs.) OccasionalLifting / Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading, writing and comprehending instructions ContinuousAdding, subtracting, multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
