Credit Analyst / Underwriter

Job Description

Job Description

Join Bill360 Inc. in Tampa, FL, as a Full-Time Credit Analyst, where your analytical prowess will directly contribute to our innovative solutions in the SAAS industry. Experience the thrill of working onsite with a dynamic team that values customer-centricity and problem-solving. You will be pivotal in assessing credit risks and influencing business decisions, all while thriving in our energetic and forward-thinking culture.

Enjoy a competitive pay range of $20-22 per hour, reflecting your skills and dedication. This role not only offers professional growth but also the chance to engage with a fun, high-performance environment. Your contributions will shape the future of our customer solutions and drive impactful change within the organization. Join us and be part of a transformative journey at Bill360 Inc.!

You can enjoy great benefits such as Medical, Dental, Vision, 401(k), and Paid Time Off. Take this opportunity to make a significant impact and elevate your career today.

Hello, we're Bill360 Inc

Bill360, Inc. is a fast-growing financial technology company, developing cloud-native software that automates critical financial processes. At Bill360, you'll be working in a collaborative environment alongside fintech experts who are passionate and innovative. We embrace challenge and foster creativity within a culture that helps you develop as a person and a professional. Our leadership team believes in an open-door policy and full transparency, hosting monthly town hall meetings. Bill360 doesn't just offer you a job - we offer you a chance to learn, grow, and create a career you can be proud of.

Your day as a Credit Analyst

As a new Credit Analyst at Bill360 Inc., you can expect an engaging and challenging workday from Monday to Friday. Your daily responsibilities will include analyzing credit data and financial statements to assess the creditworthiness of potential clients. You will collaborate closely with cross-functional teams to gather key information and present insights that drive informed decision-making. Additionally, you will conduct risk assessments, monitor existing clients' credit performance, and prepare detailed reports summarizing your findings. Daily interactions with customers will enhance your understanding of their needs and strengthen our customer-centric approach.

Your schedule will include regular team meetings to discuss progress, share innovative ideas, and align on strategies to overcome obstacles. Embrace a fulfilling role where your contributions will be recognized and valued as you navigate your career with us.

Are you the Credit Analyst we're looking for?

To thrive as a Credit Analyst at Bill360 Inc., candidates should possess a blend of essential skills and qualifications that align with our high-performance culture. Strong verbal and written communication skills are crucial for delivering exceptional service quality while interacting positively with merchants, team members, and sales partners. Successful candidates must manage multiple tasks efficiently, ensuring comprehensive documentation in a fast-paced environment.

Proficiency in MS Office applications, particularly Word and Excel, is required, along with familiarity with VOIP phone systems and general office equipment. A key aspect of this role is exercising discretion and independent judgment when making decisions. Candidates must also handle confidential information appropriately, reflecting our commitment to customer-centricity.

The ideal applicant will have at least one year of experience in credit underwriting or analysis, or three-plus years in customer service within the credit card processing industry. A general understanding of business practices and consumer / business credit reports is also essential.

Knowledge and skills required for the position :

• 1. Serve as a Credit Underwriter / Credit Analyst prioritizing service quality and operational efficiency.
• 2. Obtain and analyze credit reports business histories and payment records from various sources.
• 3. Collaborate with the Underwriting team to resolve any underwriting issues.
• 4. Review submissions and funding requests and gather additional information from Sales Representatives or business owners as needed.
• 5. Assist in coordinating account conversions with credit card processors.
• 6. Perform additional duties as assigned.
• Essential Skills :
• 1. Strong verbal and written communication skills.
• 2. Positive customer-focused interaction with merchants personnel and sales partners.
• 3. Ability to manage multiple tasks and ensure documentation completeness.
• 4. Proficiency in prioritizing tasks and meeting deadlines in a fast-paced environment.
• 5. Familiarity with MS Office applications VOIP phone systems and general office equipment.
• 6. Capacity to exercise discretion and independent judgment in decision-making.
• 7. Ability to handle confidential information appropriately.
• Qualifications :
• 1. At least 1-3 years of experience in credit underwriting or analysis or 3+ years in a customer service or agent service role within the credit card processing industry.
• 2. AS or AA degree or higher preferred.
• 3. General understanding of business practices and consumer / business credit reports.
• 4. Proficiency in Microsoft Office Suite especially Word and Excel.

Are you ready for an exciting opportunity?

We believe in taking care of our team, both on and off the job. That's why we offer a mobile-friendly application process - because we know your time is valuable. If you're ready to take your management skills to the next level and join a team that values hard work and good times, complete our application today!