Appraisal Analyst / Support Specialist

JOB PURPOSE AND SCOPE :

Performs risk analysis studies, with general guidance, including collateral value analysis of Association assets and to maintain compliance with all applicable FCA collateral valuation regulations.

EDUCATION AND EXPERIENCE REQUIREMENTS :

Bachelor's degree in business administration, Finance, Accounting, Agricultural Economics, or a related field, or equivalent experience and Zero (0) to four (4) years of experience in lending, credit review, and / or auditing.

POSITION SUMMARY :

1. With general guidance, performs price / value analysis studies including real estate, livestock, commodity and equipment to ensure protection of the Association collateral assets and to maintain compliance with all applicable FCA regulations.

2. Contributes to the development and ongoing support of stress testing procedures utilizing 'Loan Analytics and other technology tools.

3. Creates and / or evaluates and maintains appraisal technology tools.

4. Assists in logistics, policy compliance, and reporting functions for the Association's appraisal division.

5. Assists in the development and maintenance of policies and procedures.

6. Data collection and analysis experience to support and ensure high quality commodities and real estate market reporting. Research trends in the Association's real estate markets and commodity prices to develop reports for other appraisal team members and senior management for their assistance in decision making.

7. Appraisal and valuation general knowledge to assist in administrative appraisal reviews.

OTHER DUTIES :

Appraisal team administrative duties to include assigning valuation request, creating and maintaining invoices and uploading files as needed. The duties will include assisting the Appraisal manager in engaging outside third party appraisers.

SKILL REQUIREMENTS :

Possesses solid working knowledge of banking administration and accounting practices; financial analysis and reporting; and applicable Federal, State, and Farm Credit Administration (FCA) regulations, as well as asset / liability and risk management practices. Handles moderately complex issues and problems and refers more complex issues to higher-level staff. Ability to communicate / coordinate effectively with all levels of management as well as with outside vendors; Ability to exercise sound judgment, use discretion and maintain confidentiality. A general degree of creativity and latitude is expected. Ability to work with general supervision and to travel on a moderate basis. Skill in oral and written communication. Average to Intermediate skill level in Microsoft Office applications. Possesses analytical thinking and mathematical skills. Ability to work as part of a team. May coach or instruct lower-level colleagues. May provide leadership, coaching, and / or mentoring to a subordinate group.