Risk, Credit Risk, Structured Finance / Commercial Real Estate

Credit Risk Analyst

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.

Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm's risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

Key Responsibilities

• Approve counterparty credit research reviews and analysis conducted by analysts on Structured Finance and Commercial Real Estate / REIT financing transactions
• Analyze all credit facilities of the portfolio counterparties and recommend internal credit rating and regulatory risk ratings
• Present findings and recommendations to senior leadership and answer questions relating to analysis performed; Escalate issues to CR senior management
• Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
• Update and maintain existing internal rating methodology for Structured Finance and Commercial Real Estate / REIT financing facilities
• Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
• Provide both industry specific training and review process training to new hires and juniors analysts
• Other key responsibilities include :
• Coordinate with global colleagues in GS Risk teams as well as with other divisions
• Support key Risk governance and approval committees
• Participate in regulatory examinations

Basic Qualifications

Preferred Qualifications

Competencies

Functional Expertise - Keeps up-to-date with emerging business, economic, and market trends

Technical Skills - Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden his / her knowledge and...