Senior Credit Risk Analyst

Senior Credit Risk Analyst

Greenville, South Carolina

Risk, Credit / Full-Time / Hybrid

Why GLS?

Purpose : Access to affordable, reliable transportation is essential to leading productive work and personal lives, caring well for oneself, one's family, and the needs of others. Through advanced analytics and technology, we can more accurately predict credit risk and provide more people with an affordable auto financing option for their next vehicle. That's what GLS has done for over 10 years, helping more than half a million families meet and improve their transportation needs.

People : Join a culture of over 1,000 employees who care deeply and think boldly, driving innovation in an adaptive and positive culture that celebrates successes. We empower and reward individuals and teams who make direct, positive impacts to the business and each other, who take pride in their work and are ever-raising the bar.

Growth : Recognized by Inc 5000 as one of the fastest-growing private companies in America. Join GLS to grow with us!

Benefits : GLS offers the below great benefits for your amazing work!

o Competitive base pay and performance bonuses, dependent on role

o Medical, dental, vision, telemedicine, supplemental insurance benefits, long-term and short-term disability

o 401K with employer match and 100% immediate vesting

o Paid Time Off (PTO) and paid company holidays to help you balance work and personal life

o Paid Volunteer Time Off (VTO) Annually

o Tuition Reimbursement

o Parental Leave

o Business casual work environment

What does it mean to be a Senior Credit Risk Analyst at GLS?

The Senior Credit Risk Analyst is responsible for driving business value through the use of data and analytics merged with operational knowledge and skillsets, applied to a variety of business and operational areas within the organization.

How will you drive value within the organization as a Senior Credit Risk Analyst?

Develop and lead analytics initiatives to drive improvements and modifications to GLS business practices, such as automated decision rules, customer treatments, and operational practices.

In Product or Credit Risk Management areas this may include assessments / tracking / adherence of GLS Credit Policy and Pricing / Structuring Algorithms through rigorous analysis along the dimensions of risk, estimation, and forecasting of default probability, market elasticity, and internal cost efficiencies.

Communicate and present analytical findings to management

Maintain a strong comprehensive understanding of competitiveness relative to key industry drivers

Maintain electronic records and files that support work performed, results, and outcomes

Function within and in adherence to company credit standards, controls and governance, compliance policies and procedures; develop policies and procedures to govern the business area

Serve as key customer and development partner for data environments, decision systems

May exercise management authority concerning staffing, performance feedback, talent development, promotions, salary recommendations, and terminations

Foster a collaborative culture that facilitates the achievement of business plan objectives by working closely with other associates and members of management

Perform additional assignments as required by the needs of the company or as directed by management

What should you already know to be successful as a Senior Credit Risk Analyst?

Minimum of a Bachelor's degree required (Statistics, Mathematics, Economics, Finance, Engineering, or a related field)

Minimum of three (3) years' experience in an analytical environment required

Strong data reporting and advanced analytics competencies and database query capabilities

Proven ability to think strategically and deliver tactically, shaping key initiatives, prioritizing, and translating into projects with clear and proper prioritization, planning, and delivery

Strong interpersonal skills : positive ability to influence others, effectively manage / resolve conflict, exercise sound judgment, effectively manage highly sensitive and confidential information, interact at all levels within the organization, and build cross-functional partnerships across the business

Strong oral and written communication skills

Ability to adapt in a fast paced and changing environment

Commitment to exemplifying the organizational core values and key competencies

Employment Requirements :

Remain in a stationary position up to 100% of the workday

Constantly operate a computer and other standard office equipment

Talk and hear to exchange accurate information

Have close visual acuity to perform activities such as : preparing and analyzing data and figures; viewing a computer terminal; extensive reading

This job operates in a professional office environment

The position does not require travel