Job Title : Quality Control Auditor
Location : Henderson, NV
Job Type : Full Time
Company : Village Capital & Investment LLC
Introduction :
Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender / servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.
Key Responsibilities :
- Perform detailed post-closing loan file audits in the Second Look platform to ensure compliance with agency, investor, and regulatory requirements (FHA, VA, USDA, Fannie Mae, Freddie Mac).
- Review loan documentation for accuracy and completeness, verifying income, assets, liabilities, disclosures, and closing documentation.
- Validate TRID, HMDA, ECOA, and RESPA compliance across loan files.
- Identify and document exceptions, cite regulatory and investor references, and provide clear, concise commentary supporting findings.
- Communicate with underwriting, closing, and compliance teams to obtain missing documentation and resolve discrepancies.
- Contribute to monthly QC metrics and reporting, ensuring exceptions are tracked and remediated within established timelines.
- Stay current on agency guideline changes and assist with updates to QC checklists, exhibits, and audit templates.
- Participate in calibration sessions and training reviews to maintain consistency across the QC team.
- Support ad-hoc targeted or investigative audits (e.g., EPD, rebuttal reviews, or investor repurchase requests).
Basic Qualifications :
Proven experience with problem-solving skills and attention to detailStrong communication and interpersonal skillsAbility to work independently and as part of a teamProficiency in Windows and Encompass (Encompass preferred)Strong problem-solving skills and attention to detailSpecific Qualifications :
Minimum 2 years of mortgage QC or underwriting experience (post-closing QC preferred).Proficient with Second Look or similar audit platforms.Strong working knowledge of agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA) and federal compliance regulations (TRID, ECOA, HMDA, ATR / QM).Ability to read and interpret loan documentation including 1003, LE / CD, AUS findings, appraisal, title, and insurance.Excellent written communication and documentation skills - must be able to cite laws and guidelines clearly in findings.Detail-oriented with strong analytical and problem-solving skills.Comfortable working in high-volume, deadline-driven environments with changing priorities.Familiarity with Compliance Ease, Encompass, and Mavent preferred.High school diploma requiredRemote work outside of Las Vegas / Henderson is available.Benefits :
401(k) matchingDental insuranceHealth insuranceHealth savings accountLife insurancePaid time offVision insuranceIn summary :
If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!