Senior Credit Underwriter Position-AUS

Senior Credit Officer

IFG is seeking an analytical, organized and sales minded individual to join our commercial credit team. Reporting to IFG's COO and CEO, this individual will be responsible for working directly with the Line of Business in this Specialty Finance Service Company. This role requires an in depth knowledge of credit, commercial underwriting trends and corporate policies and procedures. The position involves direct oversight of the credit underwriting, portfolio oversight, management and credit quality. Reporting to this position will be Portfolio Manager(s) and transaction processor(s) which assist in the day-to-day portfolio responsibilities. Primary objectives of this position are to ensure that commercial transactions are underwritten within the principles of safe and sound underwriting practices and established policy guidelines for IFGN Australia. Additional responsibilities include special reports and projects for the benefit of senior management, Board of Directors and regulatory constituencies.

Job Responsibilities :

• Oversee the underwriting of newly originated commercial client relationships.
• Perform due diligence and require that appropriate credit structures are established and monitored on each new and existing credit file.
• Oversee daily, weekly, quarterly & annual portfolio reporting. Prepare & present updates and status to management and Board.
• Construct, evaluate, maintain and update various policies and procedures relative to credit policy including recommendations for enhancements.
• Special projects as directed by management.
• Ensure compliance with applicable federal, state and local laws and regulations. Maintain knowledge of and adhere to internal compliance policies and procedures.

Job Requirements :