Loan Officer

JOB DESCRIPTION

We are seeking a Loan Officer to join our Farm Credit family! This position serves current and prospective customers with sound agricultural credit according to Association policies and procedures. The Loan Officer builds business development strategies, develops customer relationships, and provides loan servicing for their existing portfolio. They operate within delegated lending authority.

Responsibilities :

• Sales, Business Development & Marketing : Develop new business by actively pursuing new individual and business customers and by becoming a visible and involved member of the community. Expand existing relationships by proactively researching customer needs, uses discretion and independent judgment in understanding customer needs, and matching products and services to those needs.
• Loan Servicing : Monitor specific, individually assigned loans, and assures that the loans receive timely and sound servicing. Call on loan customers to evaluate management, inspect collateral and detect signs of potential financial problems.
• Credit Administration : Interview applicants, gather and reconcile complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis. Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs; and implementation of business plans in accordance with overall AgSouth objectives.

Requirements :

Other Details :

AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.