Senior Government Underwriter

Company Description

HomeXpress - Your Leading Non-QM Mortgage Lender.

Join our growing team and be part of the Top Non-QM Lender in the Business.

We are known for closing mortgage loans with speed, ease, and convenience.

Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC.

If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Job Description

Job Title : Senior Government Underwriter

Department : Credit

Reports To : VP, Credit - Agency

PRIMARY FUNCTIONS : The Senior Government Underwriter (UW) verifies necessary conditions to ensure that borrowers meet program specifications by drawing upon thorough knowledge of residential mortgage underwriting guidelines. They will also act as a "knowledge bank" in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage's clients.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

• Analysis of submitted files for repayment capacity, capital, character, collateral, and property condition while adhering to HomeXpress credit policies and guidelines
• Properly Condition loans per Underwriting Guidelines and AUS as applicable
• Communicate decisions to appropriate individuals
• Clear conditions, including but not limited to credit and title conditions
• Ensure the highest quality and level of customer satisfaction

DESIRED PERSONAL CHARACTERISTICS :

JOB REQUIREMENTS :

EDUCATION :

EXPERIENCE :

PHYSICAL REQUIREMENTS :

Qualifications

Additional Information

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