Member Experience & Operations Specialist

Job Description

Job Description

About MCU :

At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people.

Our Mission :

To help hard-working New Yorkers build better tomorrows

Our Vision :

Be New York's most loved financial institution by helping our members build their best financial futures

Overview :

The Member Experience & Operations Specialist is responsible for assessing the quality of all experiences within the Retail Channels Division. This role supports creating exceptional member experiences in all interactions as well as identifying opportunities to create efficiencies and streamline processes. The Service & Operations Specialist supports the Retail Channels’ management team in driving desired service experiences and operational excellence through evaluation of all member interactions, agent performance, and procedural adherence, making targeted recommendations for improvement and providing detailed feedback to leadership.

Responsibilities :

Specific duties include, but are not limited to, the following :

• Meets and set performance goals and demonstrate skills-based behaviors
• Evaluates assigned retail channels helping them to meet service experience, regulatory, compliance and operational performance objectives via proactive assessment and hands-on involvement in current practices.
• Drives continuous service & operational improvement / innovation in a member centric culture.
• Serves as SME and as focal point for communication to and from the retail channels included, but not limited to member experience, operational effectiveness, best practices, controls, compliance, risk management, transaction process, policies, and procedures.
• Provide operational instruction, mentoring and oversight to branch associates, including designing and delivering operational training of our teammates
• Participates in design, implementation, and training of call monitoring formats and quality standards.
• Performs call monitoring (minimum of 6 calls per agent / month) and provides trend data to management teams.
• Utilizes operational metrics and sound analytics to identify control weaknesses, trends and / or processing issues, designs and executes plans to address / mitigate
• Schedules regular coaching session with agents to review call performance and provides on-the-spot coaching as needed.
• Develops action plans with management and agents to improve performance.
• Uses quality monitoring data management system to compile and track performance at team and individual level.
• Works to mitigate losses and / or material risk exposures including regulatory, reputational and operational risk.
• Establishes a regular cadence to visit the branches to monitor for and address specific issues / concerns and complete required branch reviews including appropriate processes.
• Maintains and foster relationships with key line of business partners throughout the organization.
• Collaborates with peers and partners to enhance operational processes and the overall member experience.
• Recommends and drives process improvements identified through call monitoring and overall trend reporting.
• Participates in member listening programs to identify member needs and expectations.
• Provides actionable data to various internal support groups as needed.
• Coordinates and facilitates calibration sessions for retail channels management team.
• Provides feedback to retail channels Assistant Managers and Managers on overall opportunities for agents.
• Prepares and analyzes internal and external quality reports for management staff review.
• Supports the cross-sales culture in the department; educating members on products and services that meet their needs
• Participates in initiatives as assigned by the operations management team, serving as a change agent to ensure quality of execution.
• Develops, implements and maintains strong operational policies and procedures for retail channels. Ensure all are up to date, available and distributed and trained in order to maintain a consistent member experience across the network.
• Ensures the most efficient delivery of products and services from the front line to the members through enhanced systems, streamlining policies / procedures, etc.
• Ensures proper cash levels at each location. Assist the retail management team with recommendations and guidance for cash orders to limit excess cash.
• Conducts random audits of retail channel locations, including cash audits, vaults, logs, negotiable instruments, instant issue, etc. to ensure consistency and accuracy in retail operations. Report findings to the Retail Experience Manager.
• Ensure all branch audits are conducted and recorded in accordance with state and federal guidelines as well as MCU’s policies and procedures. Assist branch management and leaders with formal audit responses when internal audits are conducted.
• Identify questionable actions, operational inefficiencies, and problems within the branch network.
• Build and maintain strong business partnerships with all back office personnel to work together to better improve member service while ensuring compliance with policies, rules and regulations.
• Supports training initiatives across Retail Channels.
• Adheres to all regulatory compliance training inclusive of BSA / AML / OFAC and overall BSA / AML / OFAC compliance
• Assists in creating, implementing and maintaining an ongoing safe and sound branch operation across the entire branch network
• Ensures consistency regarding compliance with all state and federal rules and regulations in all branch locations.
• Communicates consistently with key leadership of Retail Channels.
• Hosts operational meetings across the department.
• 30% travel to the various retail branches.
• Supports and maintains ATM operations including alert management, hardware installation, and overall uptime and performance.
• Other duties as assigned.

Requirements :

Preferred Qualifications :

Why you'll be a good fit :

Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you’ll bring the following

Results - We are passionate about winning.

Agility - We proactively anticipate, respond and pivot to ensure MCU wins.

Integrity - We operate with the highest ethical standards and highest degree of honesty.

Belonging - We cultivate a culture of inclusion and teamwork.

Ownership - We take personal responsibility and hold ourselves accountable for the results.

What we can offer you :

Competitive compensation, medical and dental benefits.

401K with employer match

Flexible paid time off

Please note that the pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including, but not limited to knowledge, skills and abilities, as well as geographic location. Incentives and / or benefits packages may vary depending on the position.

Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws.

We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.