Portfolio Manager - BBLC

Portfolio Manager - BBBLC

As the Portfolio Manager - BBBLC, you will be responsible for assisting Business Banking and Practice Finance officers in the portfolio management activities (generally loans over $500,000) that are reviewed, decisioned, and managed by the BBLC (Business Banking Loan Center). You will partner with and support both relationship managers and client managers. You will perform credit underwriting related to requests for renewals, modifications, changes in terms, credit reviews, and reaffirmations for the Business Banking and credit portfolios.

How you will spend your time :

• Analyze business and personal financial statements and work with the Business Banking Loan Center underwriting team to perform financial spreading of those statements.
• Present solutions to credit structure, covenants, financial reporting requirements, and other credit conditions to the Underwriter.
• Monitor portfolio continuously by tracking loan exceptions, BBC, covenants, past dues, and other portfolio management activities.
• Recognize and manage early warning signs for the portfolio on a recurring basis and follow established protocol for actions that need to be taken.
• Provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi-state geographical footprint.
• Secure financial information and test covenant requirements.
• Provide timely client follow up and ensure that loan servicing actions, such as past due payment collections, demand letters, lawsuits, and liquidations are properly administered. You may perform site visits if needed.
• Address complaints successfully, resolve documentation exceptions, and covenant requirement violations.
• Other duties as assigned.

We're excited to talk with you if :

Bonus points if :

Application Deadline : November 15, 2025

Compensation Range : $56,890.00 - $109,270.00

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

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