AML Investigator

AML Investigator

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win! We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.5 / 5.0-star rating on Trustpilot. We are a 2025 Crain's Fast 50 company and were named on Built In's 2025 Best Places to Work in Chicago.

About the Job

OppFi's Anti-Financial Crimes (AFC) Department is seeking a motivated AML Investigator to join our team. In this role, you will execute various anti-money laundering (AML) processes across our lines of business. Key responsibilities include investigating unusual activity for potential reporting, conducting thorough customer due diligence (CDD) and enhanced due diligence (EDD) reviews, and assisting with other AML tasks. The ideal candidate has experience in AML investigations and will collaborate with management to ensure timely and accurate completion of critical functions.

What You'll Get To Do

• Monitor, analyze transactional activity, and conduct investigations for unusual activity including, fraud, money laundering, and other identified risks (internal reports, escalations, and external referrals).
• Conduct research using internal and external sources to help determine if escalation is warranted.
• Review ACH activity, web or telephone-initiated transactions for fraudulent activity.
• Prepare and complete required reporting and dispositions accurately and timely.
• Investigate and analyze the causes, methods, and processes of Anti-Money Laundering ("AML") / Bank Secrecy Act ("BSA") and fraud activities and generate fraud prevention and analysis reports.
• Investigate any potential OFAC hits and escalate issues as warranted.
• Review, process and screen for Section 314(a) watchlist requirements received from FinCEN.
• Understands and stays current on Red Flags and industry trends related to AML / BSA and fraud.
• Other duties as assigned.

What You'll Bring To The Team

Reports to : BSA / AML Team Lead

Job Level : Associate