Talent.com
Sr. Consumer Risk Associate

Sr. Consumer Risk Associate

Hyundai Capital AmericaIrvine, CA, United States
1 day ago
Job type
  • Full-time
Job description

Description

Who We Are

Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.

We Take Care of Our People

Along with competitive pay, as an employee of HCA, you are eligible for the following benefits :

  • Medical, Dental and Vision plans that include no-cost and low-cost plan options
  • Immediate 401(k) matching and vesting
  • Vehicle purchase and lease discounts plus monthly vehicle allowances
  • Paid Volunteer Time Off with company donation to a charity of your choice
  • Tuition reimbursement

What to Expect

The Sr. Consumer Risk Associate is responsible for maintaining all origination planning, and reporting models to support annual business planning and monthly reporting needs. In addition, this role is responsible for producing MEL forecasts for originations monthly and manages / maintains all origination risk data tables. This position is critical in monitoring and controlling risk of all new and used consumer loan and lease originations.

What You Will Do

1. Planning and Reporting :

  • Develop annual business plan and monthly re-forecasts for origination risk KPIs (30+3, Approval %, AD%, MEL %, etc.).
  • Monitor monthly performance to plan providing detailed variance explanations for month to month, and month to plan variances.
  • Execute all monthly reporting for origination risk metrics for RCC, FP&A, and global reporting needs.
  • 2. MEL Production and Analysis :

  • Maintain code to produce monthly MEL forecasts.
  • Support annual MEL refresh remodel review / approval process with model-to-model variance analysis.
  • 3. Origination Risk Data Steward :

  • Maintain consumer origination risk data tables.
  • Work with CDO to maintain tables and data dictionaries.
  • Represent consumer risk in Edge committee meetings to drive consistent data definitions across the organization.
  • Qualifications

    What You Will Bring

  • Minimum 4-6 years related work experience in a consumer credit or risk management role.
  • SAS or SQL experience required.
  • R / Python skills preferred.
  • FP&A / Credit / Funding / Collections / Pricing background a plus.
  • Bachelor's degree in Mathematics, Statistics, Economics or related quantitative field.
  • Strong PC skills : Microsoft Excel, Word, and PowerPoint.
  • Intermediate data mining skills using SAS or SQL
  • An in-depth understanding of statistics and applications.
  • Excellent verbal and written communication skills.
  • Strong analytical, critical thinking and problem-solving skills.
  • Strong attention to detail and ability to multitask effectively.
  • Ability to work in a fast-paced environment and adapt quickly to changes.
  • Must work well in a team, be self-directed and results oriented.
  • Work Environment

    Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment.

    The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.

    California Privacy Notice

    This notice only applies to our applicants who reside in the State of California.

    The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").

    If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com .

    Create a job alert for this search

    Associate Consumer • Irvine, CA, United States

    Related jobs
    • Promoted
    Wireless Retail Sales Associate

    Wireless Retail Sales Associate

    SPECTRUMSan Bernardino, CA, US
    Full-time
    This role requires the ability to work lawfully in the U.Earn $18 / hour base pay, with the potential to earn $22.Plus, enjoy perks like free and discounted internet, TV, and mobile, all while paving...Show moreLast updated: 6 days ago
    • Promoted
    • New!
    Risk Manager (MM)

    Risk Manager (MM)

    City of Santa Ana, CASanta Ana, CA, United States
    Full-time
    The City of Santa Ana is looking for individuals who are results-oriented, possess great attitudes, demonstrate creativity and innovation, work efficiently, show a record of success and have a pass...Show moreLast updated: 10 hours ago
    • Promoted
    • New!
    Sr. Consumer Risk Associate

    Sr. Consumer Risk Associate

    Hyundai Capital ServicesIrvine, CA, United States
    Full-time
    Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis,...Show moreLast updated: 10 hours ago
    • Promoted
    • New!
    BSA Risk Advisor

    BSA Risk Advisor

    UnavailablePasadena, CA, United States
    Full-time
    Since 1973, East West Bank has served as a pathway to success.With over 110 locations across the U.Asia, we are the premier financial bridge between the East and West. Our teams of experienced, mult...Show moreLast updated: 10 hours ago
    • Promoted
    Part-Time Sales Associate

    Part-Time Sales Associate

    JourneysSan Clemente, CA, US
    Part-time
    Journeys is a teen retail leader with an emphasis on footwear and unique specialty items including apparel, backpacks, hats and accessories. With more than 800 stores in all 50 US states, Puerto Ric...Show moreLast updated: 4 days ago
    • Promoted
    • New!
    CAMPUS Technology Internal Audit Summer Associate 2026

    CAMPUS Technology Internal Audit Summer Associate 2026

    Capital GroupIrvine, CA, United States
    Full-time
    I can succeed as an Internal Audit Summer Associate at Capital Group.As an Internal Audit Summer Associate.Irvine, you will take an active role within the Global Risk Management organization.You wi...Show moreLast updated: 10 hours ago
    • Promoted
    • New!
    Sr. Consumer Risk Associate

    Sr. Consumer Risk Associate

    Hyundai Capital Bank EuropeIrvine, CA, United States
    Full-time
    Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis,...Show moreLast updated: 10 hours ago
    • Promoted
    Safety Director (Construction)

    Safety Director (Construction)

    CyberCodersPerris, CA, United States
    Full-time
    We are seeking a top-notch Safety Director to join our team of experts in the Construction industry.As the ideal candidate, you should have a proven background in Federal Construction, Civil Constr...Show moreLast updated: 4 days ago
    • Promoted
    Retail Sales Associate

    Retail Sales Associate

    VerizonMurrieta, CA, United States
    Full-time +1
    A place to share your ideas freely - even if they're daring or different.Where the true you can learn, grow, and thrive.At Verizon, we power and empower how people live, work and play by connecting...Show moreLast updated: 21 days ago
    • Promoted
    Collateral Management Sr. Associate / Specialist

    Collateral Management Sr. Associate / Specialist

    PIMCONewport Coast, CA, US
    Full-time
    PIMCO is a global leader in active fixed income with deep expertise across public and private markets.We invest our clients' capital across a range of fixed income and credit opportunities, leverag...Show moreLast updated: 30+ days ago
    • Promoted
    Mobile Associate - Retail Sales, Bilingual - Rialto

    Mobile Associate - Retail Sales, Bilingual - Rialto

    T-Mobile USA, Inc.Rialto, CA, United States
    Full-time +1
    At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation pack...Show moreLast updated: 23 days ago
    • Promoted
    Bilingual Wireless Retail Sales Representative

    Bilingual Wireless Retail Sales Representative

    AT&T Blue Link WirelessOceanside, CA, US
    Full-time +1
    Bilingual Retail Sales Consultant – AT&T Authorized Retailer.Medical, Dental, Vision, Life and AD&D, Short-term disability, Long-term disability, Alliance Plan (24 / 7 Virtual Doctor), ...Show moreLast updated: 3 days ago
    • Promoted
    Risk Control Account Consultant National Accounts

    Risk Control Account Consultant National Accounts

    Travelers InsuranceIrvine, CA, United States
    Full-time
    Taking care of our customers, our communities and each other.By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 17...Show moreLast updated: 30+ days ago
    • Promoted
    Mobile Associate - Retail Sales

    Mobile Associate - Retail Sales

    T-Mobile USA, Inc.Oceanside, CA, United States
    Full-time +1
    At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation pack...Show moreLast updated: 30+ days ago
    • Promoted
    CSR / Associate Broker

    CSR / Associate Broker

    South Bay SearchIrvine, CA, US
    Full-time
    Entry-Level Associate Broker / CSR – Irvine, CA (In-Office).An established wholesale insurance brokerage is expanding its Irvine office and looking to add an. This is an excellent opportunity fo...Show moreLast updated: 17 days ago
    • Promoted
    Fully Remote Survey Participant

    Fully Remote Survey Participant

    Prime InsightsDana Point, CA, US
    Remote
    Full-time
    Join thousands of members already earning with top-paying surveys and offers.Get started today and enjoy competitive rewards, fast payouts with no waiting periods, and the flexibility to participat...Show moreLast updated: 5 days ago
    • Promoted
    Risk Advisory Associate - Summer 2026

    Risk Advisory Associate - Summer 2026

    Grant ThorntonNewport Beach, CA, United States
    Full-time
    Risk Advisory Associates are responsible for delivering engagements which include business process and information systems controls assessments and testing to support regulatory, compliance, operat...Show moreLast updated: 30+ days ago
    • Promoted
    Associate Product Manager - Consumer

    Associate Product Manager - Consumer

    Epson America IncLos Alamitos, CA, United States
    Full-time
    Epson, a world leader in print technology is seeking an exceptional Product Manager for our Consumer Imaging Product Management team. You will be responsible for leading the development, planning, p...Show moreLast updated: 5 days ago