Mortgage Loan Assistant - Closer

Position Description :

Department : Mortgage

Reports to : AVP Mortgages / Mortgage Loan Manager

Supervises : None

Position Purpose :

The primary purpose of this position is to assist Associated Credit Union in living out its Mission : To offer members financial products that fulfill their needs, service that exceeds their expectations, and relationships that inspire their trust.

The Mortgage Department exists to provide the membership mortgage and home equity products that meet their needs while providing service that exceeds their expectations and inspires their trust. The Mortgage Loan Assistant through teamwork and commitment will work with the origination and servicing teams to help closed loans become serviced loans. The role is responsible for pre-closing and post-closing functions that help ensure that the Mortgage Department is delivering a quality loan that is in the best interest of the member and the credit union.

Essential Functions & Core Duties :

Pre-Closing

• Working with vendor partners to bring applications into our systems and to ensure that all appropriate verifications are completed for quality loans.
• Communicate and coordinate with the borrower, loan originator, realtor (if applicable), and closing attorney's office regarding the closing of the loan. This includes the preparation and delivery of the document package needed for closing.
• Prepare Closing Disclosure and Closing Package.
• Working with vendor partners to verify the employment of each borrower, as necessary.
• Communicate and coordinate with the closing attorney's office on the funding of the loan in a timely and efficient manner.

Post-Closing

Other Duties & Responsibilities

Qualifications :

Education : High School graduate or equivalent.

Experience : At least two years of experience in a financial institution or in Mortgage lending. Core Competencies :

General Operational Requirements :

Performance Metrics :

This job description is not intended to provide an all-inclusive listing of related job activities. Management may request the incumbent to perform other related activities in place of or in addition to those representative activities noted in this job description.