Business Development Officer I

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Who We Are :

Southern Bancorp Community Partners is a different kind of lender. As a non-profit Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp Community Partners combines lending with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth, underserved and un(der)banked populations.

Job Summary

This role will be responsible for community outreach and involvement that results in microbusiness lending opportunities and financial development services with a focus on low-to-moderate income borrowers and communities that historically have had less access to mainstream financial products and services. The primary responsibility will be to build a robust network of referral sources in the assigned markets to drive loan volume. Additionally, this role will assist in recruiting for all programs, facilitate economic skills classes, and assist with other training sessions.

Key Responsibilities

Develop new business by maintaining professional networks and establishing a favorable presence in local communities by participating in civic organizations and community activities to generate loan volume and referrals for asset development services

• Cultivate and nurture relationships with community partners within assigned markets to generate referral opportunities that align with SBCPs mission and target markets
• Seek and originate Microbusiness loans (under $100K) with a focus on Microbusiness owners in designated low-to-moderate-income areas and follow up on referrals and direct inquiries
• Take applications, package loans, interview customers, explain different financing products and programs, make recommendations for appropriate financial products, and negotiate credit terms
• Provides all customers with prompt, efficient and friendly service, with an emphasis on problem-solving and solution-building
• Ensure timely processing and funding of loans
• Service loans as needed, including monitoring loans for credit risk changes and managing past due loan payments, including pursuing collection of past due and charged off loans
• Identify and evaluate technical assistance, financial education, and financial coaching needs of current and prospective clients and ensure proper and effective referral to SBCP's financial counselors
• Complete all required training
• Performs other related duties as required or assigned, including assisting with wealth building programs
• Coordinate with Southern Bancorp Bank and Southern Bancorp Inc counterparts and partners

Requirements

Physical Demand & Work Environment :

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

What we offer our employees :

A positive impact on Your Future :

Benefits to improve your health :

The opportunity to nurture your well-being :

Southern is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability .

As a Community Development Financial Institution, Southern Bancorp desires for its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities