Principal Associate, Data Science (Generative AI) Capital One Auto Finance

Principal Associate Data Science (Generative AI) - Capital One Auto Finance

Data is at the center of everything we do. As a startup we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database cutting edge technology in 1988! Fast-forward a few years and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One youll be part of a team thats leading the next wave of disruption at a whole new scale using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money time and agony in their financial lives.

As a Data Scientist at Capital Ones Auto Finance business youll be part of a high performing modeling and analytics team thats leading the next wave of disruption at a whole new scale. Our team has a relentless focus on the craft of modeling and innovation using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money time and agony in their financial lives. Youll drive the heart of business by working on an array of impactful and exciting applications like customer lifetime valuation product recommendation fraud detection and productivity improvement via Generative AI.

In this role you will :

Partner with a cross-functional team of data scientists software engineers machine learning engineers and product managers to deliver AI powered products that change how customers interact with their money.

Leverage a broad stack of open source and cloud technologies to reveal the insights hidden within huge volumes of numeric and textual data.

Drive the development of customer-facing Generative AI applications including novel agentic AI solutions by expertly finetuning Large Language Models and applying reinforcement learning.

Build AI / ML solutions through all phases of development from design through training evaluation and validation; partnering with engineering teams to operationalize them in scalable and resilient production systems that serve 80 million customers.

Flex your interpersonal skills to translate the complexity of your work into tangible business goals.

The Ideal Candidate is :

Customer first. You love the process of analyzing and creating but also share our passion to do the right thing. You know at the end of the day its about making the right decision for our customers.

Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods technologies and applications and seek out opportunities to apply them.

Creative. You thrive on bringing definition to big undefined problems. You love asking questions and pushing hard to find answers. Youre not afraid to share a new idea.

Technical. Youre comfortable with advanced ML and DL technologies including language models and are passionate about developing further. You have hands-on experience working with LLMs and solutions using open-source tools and cloud computing platforms.

Influential. You are passionate about AI / ML and can bring along a cross functional team in breakthrough innovations. You communicate clearly and effectively to share your findings with non-technical audiences.

You are experienced in training and fine tuning large language models or large multimodal models as well as have expertise in one or more key subdomains such as : Reinforcement Learning Responsible AI Computer Vision RLHF.

You have an engineering mindset as shown by a track record of delivering models at scale both in training data and inference volumes. You have experience in delivering libraries platforms or solution level code to existing products.

Basic Qualifications :

Currently has or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date :

A Bachelors Degree in a quantitative field (Statistics Economics Operations Research Analytics Mathematics Computer Science or a related quantitative field) plus 5 years of experience performing data analytics

A Masters Degree in a quantitative field (Statistics Economics Operations Research Analytics Mathematics Computer Science or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics

A PhD in a quantitative field (Statistics Economics Operations Research Analytics Mathematics Computer Science or a related quantitative field)

Preferred Qualifications :

Masters Degree in STEM field (Science Technology Engineering or Mathematics) plus 3 years of experience in data analytics or PhD in STEM field (Science Technology Engineering or Mathematics)

At least 1 year of experience working with AWS

At least 1 years of specialized experience in building GenAI applications with open source tools beyond ChatGPT.

At least 2 years of experience in NLP or Reinforcement Learning

At least 3 years experience in Python Scala or R

At least 3 years experience with machine learning

At least 3 years experience with SQL

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

This role is Hybrid with associates expected to consistently spend three days per week in the office.

The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Plano TX : $144200 - $164600 for Princ Associate Data Science

McLean VA : $158600 - $181000 for Princ Associate Data Science

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

This role is also eligible to earn performance based incentive compensation which may include cash bonus(es) and / or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status exempt or non-exempt status and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE including disability / vet) committed to non-discrimination in compliance with applicable federal state and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries including to the extent applicable Article 23-A of the New York Correction Law; San Francisco California Police Code Article 49 Sections 4901-4920; New York Citys Fair Chance Act; Philadelphias Fair Criminal Records Screening Act; and other applicable federal state and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital Ones recruiting process please send an email to

Capital One does not provide endorse nor guarantee and is not liable for third-party products services educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Required Experience :

Staff IC

Key Skills

Financial Services,Financial Concepts,Accounting,Corporate Finance,Analysis Skills,Securities Law,Investment Banking,Microsoft Excel,Private equity,Financial Analysis,Financial Modeling,Financial Planning

Employment Type : Full-Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 144200 - 164600