Commercial Banker (On-Site)

Job Description

Job Description

About the Organization :

Citizens First Bank, a cornerstone of The Villages community, was founded by the visionary founders of The Villages in 1991.  “We are a bank created specifically to fill the needs of our community and to conscientiously and joyously serve our Villagers residents in every possible way.” -Founder Harold Schwartz.  Since that time, the vision of the Bank has expanded to build upon our purpose of serving the Villages in every way while sharing our exceptional service and lasting relationships with the people and businesses throughout Lake, Sumter, Marion and Citrus counties.  Citizens First Bank : A Five Star Bank where hospitality meets finance.

About the Position :

Citizens First Bank is seeking an experienced Commercial Banker to profitably manage a portfolio of commercial loans. This role is critical for driving bank growth by cultivating relationships with new and existing borrowers, sourcing new loan opportunities that meet our underwriting standards. The Commercial Banker will also be responsible for cross-selling all bank services and professionally representing Citizens First Bank in the community to attract long-term commercial clients.

What you'll do as a Commercial Banker :

• Cultivate relationships with current and prospective commercial borrowers
• Generate new loan opportunities that result in profitable business for the bank
• Conduct business development through regular outreach, including calls, visits, and attending key community functions
• Present loan requests professionally to the appropriate loan authority for approval, including the Board of Directors when necessary
• Manage all loan documentation requirements, ensuring accurate collection of financial statements and collateral
• Actively manage the life cycle of loans, including overseeing collections, modifications, or necessary workouts

Commercial Banker Requirements :

Minimum :

Preferred :

Commercial Banker Benefits :

Citizen’s First Bank offers an exceptional benefits package for full-time employees including medical dental, vision, short and long-term disability insurance options, 401K, and generous vacation allowance.  All employees enjoy an annual calendar recognizing ten federal holidays which may be paid, a high-end hospitality environment with a strong promote-from- within culture, and the satisfaction that comes from serving the community and relationship building.

Citizens First Bank is committed to provide equal employment opportunity to all persons regardless of race, color, national origin, religion, sex, sexual orientation, gender identity, age, genetic information, marital status, protected veteran status or disability. In addition to federal law requirements, Citizens First Bank complies with applicable state and local laws governing nondiscrimination in employment in every location in which the Bank has facilities.

Citizens First Bank is proud to be a drug, alcohol, and weapons free workplace.