AVP Credit Acquisitions Strategy

AVP Credit Acquisitions Strategy

Reporting to the VP Credit Acquisitions Strategy, the AVP Credit Acquisitions Strategy will develop, implement and monitor credit acquisitions strategies for several clients across Synchrony with a focus on the Travel portfolios. Travel is a dynamic and growing portfolio and the successful applicant will utilize their curiosity and analytic skills to support prudent growth. We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

Essential responsibilities include : developing, implementing and monitoring new account credit strategies that drive profitable growth while operating within the risk appetite; creating strategies that minimize both Synchrony's and the retail partners' risks, while balancing the risk-reward tradeoff; using advanced analytics to build credit risk strategies, perform strategy validation, testing, implementation, and on-going monitoring of key credit metrics; driving enhanced strategies using champion / challenger learnings to reduce credit risk and improve customer experience; proactively researching and identifying areas of opportunity for improvement, working closely with the client teams to identify client needs and customize strategies that are mutually beneficial; communicating effectively by articulating strategy recommendations clearly and concisely during meetings; completing required strategy documentation and meeting audit standards; working closely with the implementation team to ensure strategy is implemented correctly through pre and post implementation validation; providing direction and support to other team members including mentorship; and performing other duties and / or special projects as assigned.

Qualifications / requirements include a bachelor's degree in economics, mathematics, physics, statistics, or other quantitative field; or in lieu of a degree, 7+ years' experience with analytics in credit or fraud in the financial services industry; minimum 3+ years' experience with analytics in credit or fraud in the financial services industry; and 1+ year experience with a data tool such as SAS, Python and / or SQL. Desired characteristics include an MS / PhD in a quantitative plus 3 years' experience in data science or machine learning; strong communication and collaboration skills and experience; ability to manage several projects and perform in a fast-paced environment; proven ability to work with data sources, data warehouses and database tools; and proven ability to successfully manage and implement projects on time & without errors.

The salary range for this position is $115,000.00 - $200,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge. Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility requirements include being 18 years or older, having a high school diploma or equivalent, being willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process, being able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act, and having 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations). Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening.