Associate Lead Analyst 1 - 11310

Associate Lead Analyst 1

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values : invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Location : 7 World Trade Center, 250 Greenwich Street, New York, NY 10007

Duties :

• Analyze credit aspects of Structured Finance securitizations including underlying assets, transaction structure, legal documents, deal-level financial modeling.
• Formulate and substantiate independent credit opinions with some guidance from senior analysts Moody's in-house models, Excel and other models and statistical packages.
• Stay current with industry conditions and market trends, presenting transactions to rating committees, communicating analysis during internal meetings, writing accurate and relevant credit research, participating in external outreach with guidance, and fostering Moody's values.
• Complete simple efficiency improvement projects, contribute to more complex efficiency improvement projects and research projects, develop basic knowledge of the Structured Finance sector and pursue thought leadership initiatives to enhance our analytics, outreach and research impact.

Requirements :

For US-based roles only : the anticipated hiring base salary range for this position is $118,248 to $168,850 / yr, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com.