Talent.com
Portfolio Risk Manager - Irvine, CA

Portfolio Risk Manager - Irvine, CA

VetJobsIrvine, CA, US
3 days ago
Job type
  • Full-time
Job description

Portfolio Risk Manager - Irvine, CA

Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers. If you have the required skill set, education requirements, and experience, please follow the next steps.

Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.

We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits :

  • Medical, Dental and Vision plans that include no-cost and low-cost plan options
  • Immediate 401(k) matching and vesting
  • Vehicle purchase and lease discounts plus monthly vehicle allowances
  • Paid Volunteer Time Off with company donation to a charity of your choice
  • Tuition reimbursement

What to Expect The Commercial Risk Analytics Manager provides risk analytics and reporting related to the Dealer Finance, Commercial Vehicle Finance and Mobility portfolios. Responsibilities include data gathering, data analytics, reporting, model development / maintenance in support of new products, loss prevention, modeling, forecasting, origination and portfolio management. This role will provide accurate and current information in support of department and business' policies, administration, regulatory (SOX), portfolio management and tracking, and key risk indicators. In addition, this role will investigate, collect, and analyze auto industry and economic information and data impacting credit risk, including but not limited to, information regarding economic trends forecasts, commercial real estate markets, emerging technology, competitor vehicles and sales, commercial vehicle financing and mobility areas.

What You Will Do

1. Data Collection and Analysis

  • Gather, maintain, report, reconcile and analyze data with the most up-to-date, accurate and functionally useful information in support of department and business' policies, administration and regulatory requirements
  • Build reports, dashboards and monitoring tools and early warning systems to enhance credit decision-making and information reporting to upper management and Risk Control Committee
  • Develop and enhance early warning, inventory analysis and risk management reports that can be leveraged by the Commercial and Sales teams to effectively manage risk in the Commercial & Mobility portfolios
  • Develop and maintain portfolio risk scorecards and underwriting risk models for Dealer, Commercial Vehicle and Mobility lending products and financial reporting
  • Develop Risk subject matter expertise in support of New Market Introductions and New Product Introductions by completing market / product research, Collaborate with Mobility team to assess and build out new markets and new products
  • Prepare loss estimates to support new Mobility products, including the development of probability of default and loss given default analyses
  • Develop and maintain monthly pre-approval lists in support of Subscription and other Commercial and new Mobility products
  • Support Dealer, Commercial Vehicle Finance and Mobility portfolio by developing and monitoring the scorecard performance and other key indicators. Analyze and recommend actions if indicators deviate from expected performance
  • Investigate and analyze auto industry, dealer and commercial vehicle financial statements, economic information and data impacting credit risk, including but not limited to economic trends forecasts, commercial real estate markets, Industry segment specific risks competitor vehicles and products and commercial vehicle financing areas
  • Ensure the accuracy of key credit assumptions that are inputs into the Pricing, Loss forecast, early warning, risk grading models, and develop tracking and analysis that enables periodic updates made in a systemic process to meet the needs of the business
  • Coordinate with the Commercial and Mobility teams to facilitate the integration of new systems, including the development of new and replacement reporting required to meet business needs
  • 2. Reporting

  • Produce reports on Allowance for Loan and Lease Losses (ALLL), IFRS9, CECL for Dealer, Commercial Vehicle Finance and Mobility portfolios
  • Support monthly, quarterly, ad hoc and annual OP requests from FP&A and Risk.
  • Develop appropriate forecasting tools and provide timely forecast projections for review and approval by Director Commercial Risk, Enterprise Risk Director and CRO.
  • Develop and provide reports to support ad-hoc strategic projects and deliverables
  • Produce periodic and ad-hoc reporting and respond to Corporate and field requests
  • 3. Compliance and Communication

  • Perform verification of the CECL and IFRS9 and disclosure reports accuracy including input verifications, outcome reasonableness, and variance explanations in compliance with regulatory requirements (SOX).
  • Present the results to Commercial management for monthly sign-off and answer all the questions for smooth approval.
  • Conduct monthly meetings with Accounting, Finance, Commercial Credit, Mobility and Risk to share the results and provide clarifications.
  • Provide support and business rationale for external auditors with questions.
  • Create quarterly Memo for Commercial and Mobility portfolios including obtaining consensus from accounting and sign off from CRO and CFO
  • 4. Project Management

  • Maintain project schedules, task details and coordinate efforts and deliverables with associates in department projects.
  • Maintain relevant support documentation for regulatory requirements.
  • Qualifications What You Will Bring

  • Minimum 5-7 years progressive experience in quantitative analysis within automotive captive, banking, commercial lending, equipment finance or related field.
  • Prior credit scorecard and statistical model development experience preferred.
  • Bachelor's Degree in Business Administration, Mathematics, Economics, Operations Research, Statistics, Computer Science or related quantitative experience.
  • Demonstrate strong business acumen, technical skills and an ability to partner with stakeholders.
  • Strong PC skills; Python, SAS, SQL, Microsoft Access, Excel, Word, Power Point, VBA, Tableau.
  • Ability to work on multiple projects and attention to details and timeline.
  • Ability to explain complex data analysis.
  • Ability to develop statistical models (PD, LGD, Scorecards, Reserves, etc.).
  • Work Environment Employees in this class are subject to extended periods of sitting, standing and walking, and using a computer. Work is performed in an office environment. Minimum Salary : $92,500.00. Maximum Salary : $143,500.00

    Create a job alert for this search

    Portfolio Manager Ca • Irvine, CA, US

    Related jobs
    • Promoted
    Portfolio Manager

    Portfolio Manager

    PIMCONewport Coast, CA, US
    Full-time
    PIMCO Quant Investment Platform Position.PIMCO is a global leader in active fixed income with deep expertise across public and private markets. We invest our clients' capital across a range of fixed...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Manager, R&D Tax Credits

    Senior Manager, R&D Tax Credits

    JobotLake Forest, CA, US
    Full-time
    Drive Innovation with a Leading Tax Incentives Firm.This Jobot Job is hosted by : Kat Lawrence.Are you a fit? Easy Apply now by clicking the "Apply Now" buttonand sending us your resume.Sa...Show moreLast updated: 21 days ago
    • Promoted
    Accounting Manager

    Accounting Manager

    Coastal Wave RecruitingSan Clemente, CA, US
    Full-time
    This California-based company is dedicated to the procurement of international and domestic beer, wine, and spirits for both large and small retailers. The Accounting Manager plays a key role in man...Show moreLast updated: 1 day ago
    • Promoted
    Risk Manager

    Risk Manager

    TradeJobsWorkForce90720 Los Alamitos, CA, US
    Full-time
    Risk Manager Job Duties : Leads the identification, communication, measurement, and manag...Show moreLast updated: 30+ days ago
    • Promoted
    Director of Sales, Transient - Waldorf Astoria Monarch Beach Resort

    Director of Sales, Transient - Waldorf Astoria Monarch Beach Resort

    HiltonDana Point, CA, United States
    Full-time
    Waldorf Astoria Monarch Beach Resort.Transient strategy in partnership with Revenue management and Marketing.They work with their team to solicit new FIT business, while maintaining relationships w...Show moreLast updated: 30+ days ago
    • Promoted
    Dermatologist or Dermatopathologist – Private Practice

    Dermatologist or Dermatopathologist – Private Practice

    ConfidentialDana Point, US
    Full-time +1
    Shape Your Own Career Path in a Thriving Coastal Dermatology Practice.We’re an established private dermatology practice with 15+ years serving the Dana Point community.Known for our excellenc...Show moreLast updated: 1 day ago
    • Promoted
    Deputy Finance Director

    Deputy Finance Director

    Government JobsOntario, CA, US
    Full-time
    The City of Ontario is seeking a Deputy Finance Director who will play a vital leadership role in advancing the City's financial operations and ensuring long-term fiscal stability.With an operating...Show moreLast updated: 4 days ago
    • Promoted
    Director, Senior Portfolio Manager

    Director, Senior Portfolio Manager

    BmoNewport Beach, CA, United States
    Part-time
    Wealth Sales & Service Professional.Provides high quality sales and service to investment clients to deliver an exceptional client experience. Provides technical expertise for all aspects of investm...Show moreLast updated: 4 days ago
    • Promoted
    Finance Manager

    Finance Manager

    Crowley Car CompanyVista, CA, US
    Full-time
    We are a reputable domestic franchise dealership in North San Diego County looking for a Finance Manager to join our team! The ideal candidate will have extensive automotive sales experience, stron...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Active Dermatologist

    Active Dermatologist

    United States ArmyDana Point, California, US
    Full-time
    THE ARMY HEALTH CARE ADVANTAGE As a member of the Army health care team, you'll receive benefits that you won't be able to get in a civilian career. Challenging Work Feel inspired with great case di...Show moreLast updated: 1 hour ago
    • Promoted
    Sales Finance Manager (Remote PST)

    Sales Finance Manager (Remote PST)

    ExperianCosta Mesa, CA, US
    Remote
    Full-time
    Sales Finance Manager (Remote PST).Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Governance & Strategy Manager

    Risk Governance & Strategy Manager

    East West BancorpPasadena, CA, US
    Full-time
    Risk Governance And Strategy Manager.We are currently seeking a Risk Governance and Strategy Manager within the 2LOD Risk Department. This role will be responsible for maintaining the Bank's policy ...Show moreLast updated: 3 days ago
    Portfolio Risk Manager

    Portfolio Risk Manager

    Hyundai Capital AmericaUSA, California, Irvine
    Full-time
    Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis,...Show moreLast updated: 15 days ago
    • Promoted
    Teller : RDO

    Teller : RDO

    Frontwave Credit UnionOceanside, CA, US
    Full-time
    As a Teller, you are responsible for providing a variety of teller functions, including processing deposits, withdrawals, and loan payments. Balances daily transactions and verifies cash totals.If y...Show moreLast updated: 13 days ago
    • Promoted
    Director, Risk Consulting - Internal Audit and SOX (Life Sciences)

    Director, Risk Consulting - Internal Audit and SOX (Life Sciences)

    RSMIrvine, CA, US
    Full-time
    We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their ful...Show moreLast updated: 28 days ago
    • Promoted
    CLO Portfolio Management Director

    CLO Portfolio Management Director

    Pacific LifeNewport Beach, CA, US
    Full-time
    Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most.It’s a big ask, but it&r...Show moreLast updated: 17 days ago
    • Promoted
    Portfolio Manager, Commodities

    Portfolio Manager, Commodities

    PIMCONewport Coast, CA, US
    Full-time
    PIMCO is a global leader in active fixed income with deep expertise across public and private markets.We invest our clients' capital across a range of fixed income and credit opportunities, leverag...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Manager

    Risk Manager

    TradeJobsWorkforce92509 Rubidoux, CA, US
    Full-time
    Risk Manager job responsibilities : Leads the identification, communication, measurement, and management o...Show moreLast updated: 30+ days ago