Credit Analyst, Credit Risk Strategy Analytics

divh2Credit Analyst / h2pCredit Risk Strategy Analytics is a key team in Risk Compliance organization that ensures WEXs products and processes deliver robust credit decisions while providing a great customer experience and support WEXs growth. / ppWe are a team of data and analytics driven experts with an outstanding ability and sense of mission to find solutions through innovation and collaboration. We are looking for a Credit Analyst who will be responsible for developing innovative credit risk strategies and solutions across the customer lifecycle leading to best-in-class credit results while enabling profitable growth and customer experience for WEX. / ppThe ideal candidate will have experience and knowledge in Credit Collections risk analytics and related processes. They will be highly collaborative, an effective communicator, and demonstrate strong emotional intelligence, enabling them to operate successfully within a matrixed organization. / ppHow youll make an impact : / ppDeveloping and managing credit risk decision strategies by creating data driven insights and analytics across customer lifecycle i.e. New Accounts, Portfolio and Line Management and Collections, and across WEX products and lines of business / pulliPerforming qualitative and quantitative analysis on credit risk trends, and working together with Operations, second line and WEX Bank teams to define, evaluate, and implement potential solutions with Tech. / liliOptimize the risk-return tradeoff and establish profitability based credit decisions at every touchpoint, through economic cycles / liliContinuously monitor credit and collections performance, conduct deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential / emerging risks / liliReview and strengthen both systematic and manual credit processes / liliPartner closely with Decision Science, Fraud, Operations and second line teams to evaluate new data sources, track performance and ensure profitability. / liliPartner with the Product, Marketing Risk capabilities and Technology teams to develop streamlined customer experience journeys / liliTrack developments in the marketplace to understand industry best practices. / liliWork with internal governance teams and external regulators to ensure control and compliance / liliCollaborate with key stakeholders and cross-functional partners across WEX including Risk Operations, Technology, Bank, Marketing, Finance, Legal, Risk and Compliance / BSA / AML. / li / ulpExperience youll bring : / pulliMasters degree in a quantitative field such as Data Science, Mathematics, Computer Science, Statistics, Business or other technical field / lili5+ years of experience in Data and Analytics and / or 3+ years in the Credit or Fraud risk analytics and Commercial Risk space; Payments industry experience a plus / liliExperience using analytics / statistics to solve complex business problems- Big Data, Python / SQL, ML studio, Data visualization tools / liliStrong analytical and quantitative skills / liliAbility to think critically in order to analyze problems and develop creative, practical and efficient solutions for a multinational company / liliAbility to learn quickly, solve complex problems, and perform in a fast-paced environment / liliStrong communications skills that distill complex data and systems issues to both technical and non-technical audiences / liliUnderstanding of and experience with risk decision engines and / or payment technology / liliLeadership qualities that motivate collaboration with others, guiding the prioritization of initiatives / liliWillingness to learn and continuously build technical skill set / liliAbility to prioritize and work on multiple projects and tasks at the same time / liliAdaptable and comfortable working collaboratively and independently in a self-starting manner / li / ulpPay Range : $105,000.00 - $140,000.00 / p / div