Commercial Loan Officer IV
A Commercial Loan Officer III provides a full range of CRE lending and banking services to commercial customers. This includes determining credit eligibility, preparing loan narratives, ensuring loans meet appropriate criteria, and effectively cross-selling products. This officer would generate $20 to $30mm of new loan outstandings annually and manage a portfolio of loans between $50mm and $100mm.
What You Will Be Doing
- Active solicitation of new CRE business and growth of new relationships
- Gathering and analyzing CRE due diligence to recommend structure for a credit decision
- Preparing loan presentations for Senior Management
- Assuming full responsibility for quality, completeness and accuracy of all documentation in the loan portfolio.
- Ensuring the CRE loan portfolio is actively managed for covenants, maturities and risk rating recommendations.
- Gaining comprehensive knowledge of all bank products in order to cross sell Retail, Treasury Management and Wealth Management.
- Contributing to Bank's overall management objectives by participating in leadership meetings and supporting bank goals
- Participating in a variety of community-oriented and professional organizations
- Bachelor's degree from a four-year college or university in Finance or a related field.
- Seven or more years related experience and / or training.
- Personal Computer (PC) proficient in Word / Excel required; other Microsoft programs a plus.
- Ability to read, analyze and interpret financial reports and legal documents.
- Ability to respond to inquiries / requests from clients and / or prospects.
- Ability to effectively present information to top management, public groups and / or boards of directors.
- Ability to define problems, collect data, establish facts and draw valid conclusions.
- Ability to interpret financial data provided.