Senior Portfolio Manager

Join to apply for the

Senior Portfolio Manager

role at

California Bank & Trust

California Bank & Trust is a California‑focused financial services company dedicated to serving its communities, families, and businesses. With more than 80 full‑service branch offices across the state, CB&T has earned recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank.” As a division of Zions Bancorporation, the bank has received multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.

Essential Functions

Responsible for managing and servicing a portfolio of existing loan relationships.

Responsible for expanding and building relationships with a high degree of resultant customer satisfaction.

Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.

Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.

Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.

Assists bankers with new and existing loan requests and other special projects.

Senior level may manage Analysts and Loan Specialists.

Other duties as assigned.

Qualifications

Requires a bachelor's degree in Finance, Business or other related field and 12+ years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.

Requires an extensive in-depth knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.

Extensive in-depth knowledge of banking products, services, policies, procedures and regulations.

Excellent credit skills in underwriting, financial modeling, valuations and adherence to policy.

Requires excellent customer service, relationship, organizational, analytical and creative problem solving skills.

Ability to meet deadlines.

Must have excellent communications skills, both verbal and written.

Knowledge of various software applications including word processing and spreadsheets.

Ability to train, guide and mentor lower level staff.

Benefits

Medical, Dental and Vision Insurance – START DAY ONE!

Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance

Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts

Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays

401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

Mental health benefits, including coaching and therapy sessions

Tuition Reimbursement for qualifying employees

Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $177,000 - $232,000+ annually depending on job‑related factors such as level of experience.

#J-18808-Ljbffr